Responsible for analytically optimised credit strategies (prescriptive analytics) across the credit lifecycle.Responsible for predictive analytics (credit risk scorecards, response and spend models) throughout the credit lifecycle.Responsible for the roadmap and adoption of alternative credit data.Develop and implement strategic initiatives to improve credit granting practice.Responsible for long term portfolio forecasts and simulations.Responsible for the development of… Show more Responsible for analytically optimised credit strategies (prescriptive analytics) across the credit lifecycle.Responsible for predictive analytics (credit risk scorecards, response and spend models) throughout the credit lifecycle.Responsible for the roadmap and adoption of alternative credit data.Develop and implement strategic initiatives to improve credit granting practice.Responsible for long term portfolio forecasts and simulations.Responsible for the development of analytical forecasting models for the credit business. Show less

Looks after the credit policy and strategy for account acquisition, originations and account management. Business case and strategies for new credit products.Supports credit marketing.

Provides credit risk consulting solutions utilising industry best practice and/or advanced analytical approaches.Analytical advisor to clients regarding analytical solutions which maximise the value in the current environment.Deliver/Develop and enhance strategy optimisation products across the credit lifecycle.Facilitate product research and development/improvement.

Management of Analytics team (project planning, career paths and objectives as well as schedules and business pipeline).Deliver/Develop strategy optimisation products across the credit lifecycle.Facilitate product research and development/improvement.

Developed multiple generations of credit facility, authorisations, collections and new business strategies using optimisation and data driven designs.Predictive modelling of risk, revenue, take-up and response across credit lifecycle. Developed financial models (profit forecasting and provision) for unsecured lenders.Affordability modelling.New/Existing profit model development.Scorecard and strategy monitoring and validating.

Developed anti-attrition/ churn predction models and strategies.Segmented residential and enterprise customer base into segments.Developed up sell and cross sell models.