Andrea Mccray, Cuce, Cfci Email & Phone Number

Columbia, Sc, Us

Charlotte, North Carolina, United States

· Independently reviews account activity to identify risk and prevent losses due to fraudulent activity in member accounts while making sound subjective decisions to close or restrict risky relationships. The type of activity reviewed includes, but is not limited to: Debit card fraud, deposit fraud, check fraud, e-fraud, wire fraud, and new account fraud.· Ensure that all Compliance Reports are reviewed within required timeframes, such as aggregate transaction reports and file maintenance.· Assist managers and staff with compliance-related issues.· Document and review Regulation E claims from members and recommend the proper resolution to the Card Services Manager.· Maintain case documentation/databases for all account reviews.· Report fraudulent activity that meets Bank Secrecy Act reporting thresholds.· Assist with collecting data and reporting for other regulatory requirements such as elder abuse and red flags.· On an ongoing basis, review laws and regulations that impact the credit union’s compliance requirements, emphasizing the Bank Secrecy Act, USA Patriot Act, and OFAC. Completes reporting requirements in conjunction with these and is responsible for day-to-day compliance with BSA and OFAC, including review of daily reports, and staff education.· Ensures compliance with other regulatory requirements under FCRA/FACTA, Elder Abuse statutes, etc.· Maintains confidentiality of information and controls. Protects all credit union sensitive information and materials within the scope of the department functions.· Identifies transactions for provisional credit adjustments through chargebacks, as required by federal regulations, or removed from the accounts until the fraud investigation is initiated and/or resolved.· Performs quality control review of system-generated summaries showing chargebacks and credits against account transactions and ensures accounts are reconciled and outstanding items are cleared.

110 Outlet Pointe Blvd Columbia, Sc 29210

I am responsible for assisting in the compliance of all operations, communications, documentation, operational systems, and service administration per applicable federal and state laws, and National Credit Union Administration (CUNA). I maintain a proficient knowledge of the current AML compliance climate, including BSA, USA Patriot Act, and OFAC Regulations, and identify Compliance Risks.

Columbia, South Carolina

Lexington, Sc

Columbia, South Carolina

Accounting / Data Processing

General Studies, 12