Andrea Reader Email & Phone Number

Greater New York City Area

Employee Benefits Health & Welfare Practice•Generate underwriting and trend rates for post-retirement valuations; pricing incurred but not reported (IBNR) reserves; plan design analysis; benchmarking analysis; nondiscrimination testing; and monthly projection models through Microsoft Excel for various employer health insurance plans and multi-employer benefit trust funds.•Workflow manager for New York Region Employee Benefits Health & Welfare Practice

Staten Island, Ny

Macaulay Honors College Calculus-Based Physics TutorPrivate Mathematics Tutor for High School and Elementary School Students

Red Bank, Nj

Summer Intern - Pricing• Created a master workbook in Microsoft Excel with macros written in VBA code that developed mortality and lapse tables, then created and exported all tables to be imported to the pricing software• Compiled premium rates for all life insurance quotes into a pivot table in Microsoft Excel to make comparisons• Conducted a research project for the CEO on possible new risk ventures for the company

Richmond County Bank Ballpark, Staten Island, Ny

Seasonal/Summer• Managed individual vending concession stand• Responsibilities included counting inventory for the stand, handling cash transactions, having one-on-one customer sales interactions, providing customer assistance, and balancing cash and sales amounts

Staten Island, Ny

• Analyzed and modeled data from financial markets, in particular stocks and options, compiled from Yahoo Finance• Tested the applicability of models based on both Gaussian and non-Gaussian probability distributions using Octave• Concluded that the non-Gaussian Levy distribution was more accurate than Gaussian Brownian Motion, and by deriving the Black-Scholes Formula, found that it serves better as a theoretical tool than an accurate pricing method

Richmond Gymnastics, Staten Island, Ny

• Responsible for creating and implementing lesson plans and activities year round for groups of beginner level gymnasts, ages 3-15• Camp Counselor for the Gymnastics Summer Camp Program

Master Of Science (Ms), Actuarial Science

Bachelor Of Science (Bs), Mathematics, Summa Cum Laude