- Relationship Manage a portfolio of stressed/non performing real estate assets, lending portfolio size c£30m- Proactive management of portfolio to ensure maximum recovery to the Bank is achieved through the implementation of appropriate recovery strategies.- Develop and manage recovery strategies with insolvency practitioners to ensure risk management policies are adhered to at all times- Analysis of lending portfolio reviewing initial loan approval, structure… Show more - Relationship Manage a portfolio of stressed/non performing real estate assets, lending portfolio size c£30m- Proactive management of portfolio to ensure maximum recovery to the Bank is achieved through the implementation of appropriate recovery strategies.- Develop and manage recovery strategies with insolvency practitioners to ensure risk management policies are adhered to at all times- Analysis of lending portfolio reviewing initial loan approval, structure, covenants/conditions, loan and security documentation with remedial actions taken to improve the risk profile of each customer - Identification and management of all relevant risks identified including full assessment of the risk of loss to the Bank and applying the appropriate balance sheet management prcatices through adequate provisioning/write off where required.- Line management responsibility for associate and provide coaching and mentoring to other staff members. Show less

- Relationship Manage a CRE portfolio located with a loan book size of c£50m- Analysis of lending book reviewing loan approval, structure, covenants, loan security and documentation with remedial action taken to improve the risk profile of each customer- Present complex lending cases to the Board with recommendations for extension/repayment of bank facilities- Devised, implemented and negotiated strategies with customers to repay lending at loan maturity, including pricing… Show more - Relationship Manage a CRE portfolio located with a loan book size of c£50m- Analysis of lending book reviewing loan approval, structure, covenants, loan security and documentation with remedial action taken to improve the risk profile of each customer- Present complex lending cases to the Board with recommendations for extension/repayment of bank facilities- Devised, implemented and negotiated strategies with customers to repay lending at loan maturity, including pricing negotiations to execute both the banks strategy for repayment whilst ensuring that the contracted obligations of the customer are not compromised.- Maintained and developed key professional and business contacts Show less

- Relationship Managed a portfolio of SME clients (t/o between £1m and £25m) across a wide range of industries including Retail, Hotel Sector, Commercial real Estate, Construction, Manufacturing & Healthcare- Build long term customer relationships providing guidance and advice to service the needs of the customer, assisting SME's with achieving their goals and growth aspirations- Assessed renewal and new funding proposals for business growth, prepared/approved or submitted detailed… Show more - Relationship Managed a portfolio of SME clients (t/o between £1m and £25m) across a wide range of industries including Retail, Hotel Sector, Commercial real Estate, Construction, Manufacturing & Healthcare- Build long term customer relationships providing guidance and advice to service the needs of the customer, assisting SME's with achieving their goals and growth aspirations- Assessed renewal and new funding proposals for business growth, prepared/approved or submitted detailed credit applications to the relevant approving authority- Developed new to bank business via target marketing of profitbale and growing businesses- Arranged and hosted local networking events connecting local businesses- Deposits champion, responsible for attracting new to bank deposits via proactive business development to deposit holding entities- Mentored associates and new Relationship Managers providing ongoing guidance, support & motivation- Maintained & developed a network of professional and business contacts within the local community Show less

- Managed a portfolio of small business clients including start-up businesses with lending requirements between £50k-£250k - Maintained strong customer/professional relationships with a specialist knowledge in start up business and business growth- Assisted with business plan/financial forecasts for customers, preparing and submitting credit applications for growth funding to the relevant DCA authority- Line management responsibility for associates including performance… Show more - Managed a portfolio of small business clients including start-up businesses with lending requirements between £50k-£250k - Maintained strong customer/professional relationships with a specialist knowledge in start up business and business growth- Assisted with business plan/financial forecasts for customers, preparing and submitting credit applications for growth funding to the relevant DCA authority- Line management responsibility for associates including performance reviews, coaching and mentoring- OMEGA small business mentor, responsible for assessing assignments and holding regular support meetings to ensure successful completion of course for candidates Show less