Andrea S. Garrido (She/Her) Email & Phone Number

New York, Ny, Us

Gb

Builds client relationships and drafts client proposalsCreates strategy for financial services clients to leverage new technology e.g., knowledge graphs, onboarding new billing platform, Tableau and RPA to meet regulatory demands BCBS 239, FR 2052A, FR Y-9CProvides advisory on strategy to bring new business for the practice by ensuring contracts are profitableManages team by creating project plan to achieve clients’ goals.Anticipates stakeholder needs by developing potential solutions and presenting these solutions before stakeholder realizes they are required.

Mclean, Va, Us

• Understanding data ecosystem, including front-end systems and back-end data warehouse, and be able to extract data using SQL for use in reporting, analysis, and process improvements.• Understanding UW&PM processes and reporting and data requirements, including business, policy, and regulatory.• Performing portfolio risk analysis as needed.• Engaging, collaborating and working cohesively with key stakeholders across the Commercial Bank, including Credit, Product, Technology, Program Management, Sales, Operations, Finance and other internal groups to drive improvements in risk management processes.• Providing subject matter expertise on processes when representing CRE Portfolio Management in projects and other meetings or communication.

New York, New York, Us

• Employ best practices in developing business requirements documentation that complies with Citi standards by interviewing subject matter experts in various domains (Technology, Treasury business, Financial reporting and Controllers), defining use cases, and translating requirements to the underlying data model for FR 2052a.• Partner with Country Treasurers and end users in Finance and Risk Operations to understand pain points in existing reporting operations and develop solutions that deliver measureable benefits; foster an environment of continuous improvement• Partner with colleagues in Treasury, FRI, Data Services and Operations and Technology on responses to regulatory requests, ensuring consistent communication across the firm• Support the development of scalable solutions in anticipation of future regulatory reporting requirements• Support the overall liquidity reporting change management process from data sourcing to report output• reporting capabilities and existing capabilities undergoing enhancement• Supporting traceability from requirements through to quality assurance; which may include the definition of test plans, documentation of test scripts, set up of standard tools such as HP Quality Center• Developing handover materials such as manuals, procedures, and related user documentation in support of a, “train the trainer model” when new functionality is being handed over to the FRO for production use• Assisting Treasury Solutions leadership in optimizing the scope, benefits and risks of proposed projects; help manage expectations of users and management.• Analyzing the impact of change requests• Support of the production rollout process, including production checkouts and post production support

New York, Ny, Us

• Enhance data quality and controls at source and proactively escalate as appropriate• Reviews Analysts’ responses to non-interpretative inquiries (including Frequently Asked Questions), quality assessment for assigned data series and provides appropriate feedback to Manager on Analyst’s scope of work.• Respond to ad-hoc requests, with some independence, such as: a) preparing procedure and user guide documents, b) providing comments, including to Board staff, on data collection operations, and c) participating in studies to determine the reporting practices and procedures employed by reporting institutions.• Actively participate in Function and System workgroups as assigned.• Provide training to new employees, analysts, and peers on data collection operations and reporting concepts.• Leverage expertise to provide horizontal perspective to Division discussions, actively participate in initiatives of broader impact (e.g., working groups and committee meetings at local and national levels, on-site reviews), and reports and escalates to Department items of note. FAST Focus Area:• Analyze and research interpretive inquiries for moderately complex data series and reporters, reporting issues, and data concepts • Conduct data analysis and visualization to support client outputs, including guidance on technical and reporting issues to respondents and stakeholders.• Provide extended analysis and question respondents on data quality items of note for reporters and reports of higher complexity.

Jersey City, New Jersey, Us

Responsible for designing new processes to efficiently report client profitability. In addition, implements new operational processes to mitigate operational risks and provide analytics of the monthly revenue. Experienced in project management of software enhancements and improvements in financial methodologies.Main responsibilities:• Generate and simplify analysis on revenue summaries for a $10Million renegotiation contract for the retirement accounts.• Create and maintain contract review database which analyzes contract pricing and helps recover the company an average of $500K annually in potential revenue loss.• Collaborate on contract repricing analysis by providing client’s monthly activity breakdown summary and analyzing customers’ profitability statements.• Assist in corporate strategy and business processes to help the company comply with risk regulations.• Prepare quarterly analysis presentation on rebate reports which are $11.5Million on average and provide detailed explanations to company’s Chief Financial Officer.• Provide parallel testing for general ledger enhancement by examining data entries to identify system differences.• Facilitated robotic process automation software implementation for volume discount process by creating reports for over 200 customers; this reduced manual errors by 100% and increased process efficiency by 95%.• Improved and automated NASDAQ invoice process helping with the reconciliation of $4.8Million annually for over 50 clients.

New York, New York, Us

•Provided variance analysis by researching operational costs of over $1M on bank’s P&L and helped target areas of cost savings potential.•Supported $632M HR allocation process in order to create transparency within the bank’s operations and identify optimization opportunities.•Prepared power point presentations, profitability reports and pro forma financial statements for high stakeholders within the bank.•Collaborated with Deloitte and Citi team members to identify opportunities for re-engineering, revenue enhancement and cost optimization by contributing with company’s goal of saving $1.2B dollars.

Denver, Co, Us

•Prepared profitability report for more than 50 clinics and assist in the preparation of other financial reports in order to ensure accuracy in the financial performance of the company.•Helped interpret revenue trends for more than 16 accounts each with over $100K in monthly revenue and assure each client is complying with contract agreement to limit exposure.•Collaborated with Marketing & Sales Department on estimation of start up costs, ongoing expenses and expected revenues for new contracts. Completed estimation for 10 contracts totaling $1M dollars in revenue. •Created efficiencies in reporting procedures using formula driven method which helped decrease 50% of man hours per week of manual effort.•Interpreted financial data and events for executive management to make economic or business decisions that are crucial for the success of the company.

Orlando, Florida, Us

• Organized $14million operating budget for entertainment by researching and coordinating data across several financial systems and departments, ultimately analyzing year-over-year trends to best distribute financial resources.• Responsible for saving the company $10,000 annually on bank fees by analyzing account variances.• Investigated and provided analytic support for the $34 million dollars online deferred revenue account to SeaWorld Corporate Senior Financial Analyst to assist in forecast annual online sales.• Effectively communicated financial status of company’s accounts to upper management during month-end meetings • Reconciled on average $60 million dollars in monthly revenue, for SeaWorld Florida, Discovery Cove and Aquatica Water Park.

• Reviewed and analyzed financial accounting data, legal documents, contracts, proposals and other records to help complete financial credit analysis• Monitored closed loan portfolios to ensure compliance with covenants and requirements of loan closing documents • Complied and exceeded with company’s mandatory daily quota for revising foreclosure loan files • Worked closely with Senior Financial Analyst to perform and execute multiple financial tasks for the CEO and CFO

Chicago, Il, Us

• Helped business manager to account for branch revenue• Revised accounts of member and made sure their account was up-to-date• Used excel templates to record statistical data about the branch and made comparisons

Master'S Degree, Business Analytics

Bachelor Of Science, Finance