- Set up the Annual Audit plan and receive relevant Audit Committee approval. Monitor it's implementation, review and update it when considered necessary.- Delegate and supervise audit engagements and other Internal Audit tasks.- Provide feedback to Internal Audit staff.- Perform Internal Audit engagements (very similar with BOC) as per the approved by the Audit Committee Annual Audit plan. Audit engagements cover the Bank and a subsidiary which is CySEC regulated.- Review Bank’s policies and procedures and advice for improving automations / efficiency of internal operations and compliance with laws / regulations.- Monthly meetings with CEO to provide him with the status of the IA weakness/recommendations. - Report to Audit Committee, analyze Internal Audit findings and provide strategic, operational, compliance and financial advice.- Implementation of Audit Committee recommendations and any ad hoc requests.- Attend Executive Committee and IT steering Committee meetings as observer. Provide guidance on risk identification, evaluation of risks and provide advice for digital transformation.- Coordination with external auditors for common audit areas, e.g. loan provisions and external audit.- Respond to Central Bank of Cyprus queries and any ad hoc audit engagements may arise. - Liaise with the Association of Cyprus Banks for audits performed commonly with other Cyprus Banks.

- Managing SME clients in arrears.- Analyze audited financial statements, cash flow forecasts, business plans, other financial and non-financial data of clients in order to find restructuring solutions. Liaise with clients’ auditors, accountants, advisors, lawyers and internal colleagues to receive the required financial and non financial data.- Negotiate with clients; liaise with lawyers, receiver managers and liquidators in order to find an appropriate loan restructuring solution.- Propose restructuring solutions to management for approval.- Follow up the implementation of a restructuring solution.- Provide financial, operational and strategic advice to clients.

- Compliance audit for granting credit facilities & rescheduling with credit policies and Central Bank of Cyprus (CBC) Directive. Advised for eliminating credit, liquidity, capital risk & compliance with CBC;- Operational audit for managing clients in arrears & compliance audit with the requirements of the CBC Directive. Advised on automating procedures & compliance with CBC;- Reviewed the adoption of IFRSs & ISAs for loan impairment, investment & property revaluation / impairment;- Reviewed the effectiveness & adequacy of credit scoring system for managing Credit Risk;- Compliance audit of EBA & CBC requirements for ICAAP, ILAAP, AML / Terrorism Financing, FINREP, COREP, Non Performing / Forbearance facilities returns & liquidity returns. Advised on digitization of procedures & comply with regulatory requirements;- Operational audit of Treasury, auctions procedures & cultural foundation. Advised on consolidation & digitization of procedures;- Reviewed the appropriateness, relevance & completeness of the documentation submitted for Asset Quality Review performed by EBA;- Reviewed the effectiveness, adequacy, appropriateness of the outsourcing policy & the correct implementation. Advised on effective assessment & monitoring third party providers;- Liaised with external auditors for their work related to the scope of Internal Audit & quarterly follow up external auditor’s management letter points;- Participated in special investigations & advised for the design of internal controls to deter fraud;- Enhanced quality & efficiency by designing internal audit policies, procedures & quality review;- Utilized staff resources through set up of annual audit plan at the beginning of the year & monitored implementation;- Informed Audit Committee the completion status of audit plan through monthly & quarterly reports;- Supervised audit engagements, trained junior staff & presented new regulatory requirements to colleagues enabling staff development.

- Statutory audits on the IFRS financial statements, according to ISAs, Cyprus Company Law Cap. 113 & other regulatory framework. (i.e. Insurance Law and Provident Fund Law). Advised clients to enhance the effectiveness of internal controls & risk management;- Participated in ‘due diligence’ projects with scope in the financial analysis. Cooperated with Tax, IT experts, actuaries & lawyers;- Prepared corporation tax computations;- Participated in Group Audits in cooperation with colleagues abroad;- Team leader, supervised, reviewed, coordinated & guided the work of colleagues. Liaised between clients & the company. Delivered high quality work, within time budget;- Champion of new internally implemented software, developed by colleagues abroad. Trained & supported all the local colleagues for implementing the new software on a daily basis. Liaised with colleagues abroad, to receive software updates and communicated / explained them to local colleagues. Also, liaised with colleagues abroad to receive guidance for complex questions of the local office;- Experience in diversified economic sectors, i.e. Insurance Industry, Investment Companies, Consumer Goods, Computer Software, and Recruitment Services. Client’s business geographic area: Norway, Hungary, Russia, Ukraine, Greece and Cyprus.

- Prepared the bookkeeping of projects' costs, invoiced clients, paid vendors & collected receivables;- Monitored project finance, prepared cash flows, management accounts, other ad-hoc analysis and presented to the Board. Provide financial & operational advise to the Board;- Followed-up receivables;- Prepared bank & suppliers reconciliation;- Completed & submitted Income Tax, VAT & Social Insurance Returns;- Installed & configured a new accounting & payroll software. Coordinated the interface between the two systems. Trained colleagues for the implementation of the new systems;- Performed the server back-up.