Andre G. Herrera is a seasoned professional with over 32 years of experience in banking, compliance, payment solutions, and technology management. Mr. Herrera oversees all matters of compliance for the organization providing banking, compliance, and payment expertise to the company. His core competencies include the implementation and administration of merchant credit card processing programs and significant programs involving ACH, debit cards, credit cards, co-branded and stored value products. Mr Herrera has consulted and implemented payment technologies and compliance solutions both domestic and international. Formally a bank CIO, he was responsible for the implementation and administration of secure systems in the highly regulated banking industry. He has planned, researched, and placed in production all banking technologies and proprietary systems necessary to run a financial institution. He has performed and managed complex projects involving large-scale conversions and data migrations as well as the implementation of new products and services. Andre’s technical background coupled with his effective communication skills has shown proven performance in the industry.Considered an expert in banking challenging industries, he is frequently asked to speak at banking conferences and seminars providing insight and expertise, and has educated over 10,000 bankers in how to provide financial services to high risk verticals.