Andreia Marques, Msc Email & Phone Number

● Economics, financial, and investment consultant.

● Tracking and monitoring the main trends of banking business, fintech’s and payments innovations, including not only macroeconomic aspects, but also strategic issues as risk management, corporate governance, banking indicators, and regulatory framework. ● Preparing and disclosing economic and treasury reports, financial indicators, market analysis, and relevant regulatory changes to associate members. ● Monitoring economic indicators and input projections in the Central Bank Expectations System for Inflation Rate, Exchange Rate, Interest Rate, GDP, and so on. ● Developing macroeconomic reports with the Central Bank for Focus and PreCopom surveys.● Monitoring the main local regulatory ratio requirements producing reports, analysis and comments, providing important elements that help the conduction of banking business and establishing action plans to demonstrate continued compliance in these markets. ● Responsible for the Treasury, Fraud Prevention and Payment Arrangements Commissions organizing, and assessing working groups in public audiences, preparing proposals and technical requests for the Central Bank. ● Developed and maintained key economics, financial and treasury reports to monitor the banking activities, tracking the key metrics within the Treasury and Payments Governance policies, thoroughly analyzing and disclosing the main responsibilities around risk management i.e. Market risk, Liquidity risk, FX Risk, Counterparty risk, etc with an impact on the banking environment.

Business school with Partnership with NYIF (New York Institute of Finance) ● Assistant professor at postgraduate courses in areas such as Finance, Finance Controlling and Financial Markets

● Developed Treasury activities through forecasting, funding, cash management, payment execution, and variance analysis to achieve department and global goals to protect the value of the organisation.● Managed treasury cash and liquidity for global and domestic entities and consolidating cash forecasting.● Managed all FX instructions including worldwide currency forecasting volume and oversaw BRL 1 billion FX trade volume in Global Custody Services for the Company’s NA foreign investors.● Monitored FX and counterparty risk exposures by collaborating across many areas including finance, tax, accounting to support business initiatives, and ensuring adherence to treasury policies and best practices.● Liquidity of FX, Fixed Income, Equities, Future & Options, and Derivatives products, reporting and analysing results to forecast a portfolio of almost BRL 100 million daily. ● Daily cash positioning, forecasting and reconciliation for JP entities in the respective region, ensuring adequate liquidity is available daily to meet the business-wide needs.● Optimization of cash pooling processes and the yield on short term cash available for investment.● Analysed financial activities using macros within Excel (Vlookup, Pivot Tables, Formulas, etc.) including the monthly end close process, balance sheet account valuations and reconciliations.● Prepared and reviewed daily cash account reconciliations and journal entries (SAP). ● Processed and approved all client payment instructions accurately and efficiently.● Drawing operational flows, SLA’s, and Standard Operating Procedures ensuring documentation are proactively maintained and kept up to date. ● Partnership with Global counterparts to ensure all cross-region activity is managed effectively and efficiently.● Managed relationship with global banking partners ensuring all issues are addressed or escalated as appropriate.● Liaised with London, Mumbai, and New York treasury teams daily.

● Monitored local loans performance, producing reports and financial statements;● Elaborated statistics presentation with results and revenues based on marketing campaigns and the economic scenery for middle-market products;● Compiled data to generate financial statements including cash flow, P&L, and balance sheet for review by management;● Prepared ad hoc analysis and performance reports to assist management and sales team in evaluating special projects in a timely manner.

● Managed assets custody, registering transactions and settlement of financial onshore products: Government Bonds, Certificates of Deposit, Debentures, Swaps, Non-Deliverable Forward, Letters of Credit, Investment Funds, and so on, in the respective clearings;● Managed interbank transfer of government bonds and Cash Flow Management in the platform from the Central Bank;● Elaborated daily and weekly reports on economic indicators such as foreign exchange rates, interest rates, inflation, regulatory news, and so on;● Updated daily management reports while advising on client overdrafts to Senior Management and Relationship Managers;● Identified issues/problems and therefore liaise with Account Managers and clients to resolve the matter;● Monitored and improved controls and accounting procedures where weaknesses are identified;● Managed reconciliation of investment portfolio, margin call, collateral control and taxes computation;● Supported internal and external audits and with emission of reports to the trading desk.

Master'S Degree, International Economics

International Exchange Programme, Business & Economics

Activities and Societies: An university extension project organized by ARII PUC / SP in partnership with the International Exchange.

Bachelor'S Degree, Economics