- Head of data science, data engineering, and business intelligence, around 20 people, and 5 squads, in Stone's Financial Products Business Unit - R$1.1 billion credit portfolio.- In charge of credit modeling and risk assessment, which covers several aspects of our business: design, implementation and deploy of our proprietary risk scoring models (application and behavior), which defines our risk perception for each client; estimate provisioning amount according to regulation as well as… Show more - Head of data science, data engineering, and business intelligence, around 20 people, and 5 squads, in Stone's Financial Products Business Unit - R$1.1 billion credit portfolio.- In charge of credit modeling and risk assessment, which covers several aspects of our business: design, implementation and deploy of our proprietary risk scoring models (application and behavior), which defines our risk perception for each client; estimate provisioning amount according to regulation as well as the market current situation, seasonal effects, COVID impacts, stochastic scenarios, etc.; define optimal pricing point through A/B tests and risk-adjusted margins; identify patterns in client's behavior for portfolio segmentation, risk assessment, and revenue forecasting; design and development of propensity models aiming to support sales and collection operation.- Responsible for conducting our data strategy, which consists of delivering fast and reliable information throughout our business to support decisions. To achieve that, we are designing and building a datalake using AWS cloud infrastructure (S3, Athena, EC2, Sagemaker, EMR, Redshift, Glue, Kinesis, etc.), which has already more than 800 tables and 150 simultaneous jobs gathering, cleaning, processing and committing data from all kinds of sources. We are also creating an MLOps environment to automate and scale up our process of developing new statistical models (conception, development, test, and deployment).- In charge of business intelligence, which aims to deepen the understanding of our organization and its current situation to enhance the quality of our decisions. Combining business knowledge and technology, we are delivering useful information through a self-service BI platform based on Microsoft PowerBI, automatically monitoring our credit portfolio's health through 70+ performance indicators (risk, revenue, sales, operation, etc.), and generating reports to investors, regulators and market releases. Show less

- Leader of a 6 people hybrid squad composed of business analysts, data scientists, and developers.- The team is responsible for providing live information about company's KPIs in its core sales operation and about competition behavior. Development of a data visualization platform and a monitoring system which detect performance anomalies and send alerts in different levels. Also responsible for steering decision through algorithms of intelligent suggestion.- Spot analysis using… Show more - Leader of a 6 people hybrid squad composed of business analysts, data scientists, and developers.- The team is responsible for providing live information about company's KPIs in its core sales operation and about competition behavior. Development of a data visualization platform and a monitoring system which detect performance anomalies and send alerts in different levels. Also responsible for steering decision through algorithms of intelligent suggestion.- Spot analysis using different methods as Survival Analysis and Cox Regression for customer churn modeling, Multiple Linear Regression and K-Means for sales channel segmentation, Holt-Winters for revenue forecasting, etc.- In charge of the development of the company's Pricing System, which is responsible for giving price quotes for all products among different sales channels. The system was developed using the Javascript stack (Node.js and React.js) along with Salesforce CRM platform and hosted in Heroku and Azure's cloud infrastructure. The Pricing System is used by all front-office, approximately 3000 people, and delivers around 2 million price quotes per month. Show less

- Active participation in building and scaling a pricing team in a context of high competition, in a publicly listed company valuated in about 10 billion dollars.- Assigned to map revenue and cost structure, define pricing policies, support client negotiations, build LTV/CAC models, create performance reports, and scale pricing operation through process automation.- In charge of the company's profitability system, which provides information about the revenue and cost of products… Show more - Active participation in building and scaling a pricing team in a context of high competition, in a publicly listed company valuated in about 10 billion dollars.- Assigned to map revenue and cost structure, define pricing policies, support client negotiations, build LTV/CAC models, create performance reports, and scale pricing operation through process automation.- In charge of the company's profitability system, which provides information about the revenue and cost of products for all clients on a regular monthly basis. This mission covered tasks as defining cost allocation strategies, modeling and setting up databases, scheduling routines for querying information and building data visualization tools. Show less

- Definition of commercial goals, budgets, commissioning models, and pricing strategies in an expanding payment fintech having around 90 employees.- Support in analysis and negotiation for about 300 deals, corresponding to clients such as Fast Shop, Dr. Consulta, Ingresso.com, Kroton, Leroy Merlin, Netshoes, Ricardo Eletro, Whirlpool, and Avon.- Design and execution of a semestral recruiting program aiming for candidates from top tier universities in Europe. More than 70… Show more - Definition of commercial goals, budgets, commissioning models, and pricing strategies in an expanding payment fintech having around 90 employees.- Support in analysis and negotiation for about 300 deals, corresponding to clients such as Fast Shop, Dr. Consulta, Ingresso.com, Kroton, Leroy Merlin, Netshoes, Ricardo Eletro, Whirlpool, and Avon.- Design and execution of a semestral recruiting program aiming for candidates from top tier universities in Europe. More than 70 interviews were done and 14 engineers were hired during 3 rounds of the program. Show less

- Responsible for implementing and maintaining the risk models of the saving products in the second-largest banking group in France (BPCE).- Implementation and test of the company's new stop-loss reinsurance policy, due to regulatory changes.