Andy Leon Email & Phone Number

Philadelphia, Pennsylvania, Us

New York, Ny, Us

Milano, Mi, It

Corporate Credit Risk Grew corporate loan portfolio by 53% to >$23bn over 5 years. Exceeded revenue and hurdle targets each year with a cost of risk and risk weighted assets well below budget. Head of corporate credit analysis consisting of a team of eleven analysts covering both U.S. clients and the U.S. subsidiaries of European clients. Implemented and enforced global credit policies locally. Established business strategy in conjunction with relationship managers to identify potential clients and set appropriate risk limits, based on potential revenues and capital allocation. Reviewed each client relationship quarterly to identify the under-performing relationships and implement appropriate action. The corporate portfolio consisted of investment grade and non-investment grade clients primarily in the automotive, oil & gas, pharmaceuticals, aerospace and defense, packaging, beverage and technology sectors. Worked with Corporate Structured Finance, Global Transaction Banking (GTB), Debt Capital Markets, Structured Trade and Export Finance, and Markets product teams to identify the appropriate products; set appropriate risk limits considering potential returns. Actively managed the loan portfolio by identifying opportunities to enhance revenue or reduce risk; bought and sold loans in the secondary market, and hedged industry and client risks using Credit Default Swaps.o Example - sold a hedged loan in the secondary market realizing a gain in excess of $2mm over the remaining life of the loan and hedge position.

Milano, Mi, It

Project Finance – Portfolio Management Provided construction financing, mini-perms, fully amortizing loans, back leverage, letters of credit and interest rate swaps. Main industries were renewable energy (wind, solar, geothermal, hydro), thermal energy (natural gas, coal), infrastructure (ports, toll roads, airports), natural resources (pipelines, liquified natural gas, refineries, crude oil production, borrowing base facilities), and aircraft finance. Created the Portfolio Management function which alleviated the burden of continuous monitoring by relationship managers and allowed them to focus on generation of new business. As Head of Portfolio Management, loan portfolio grew from $1bn to >$3bn. o Created senior management reporting standards to ensure overall portfolio quality and transparency. Prepared quarterly reports on watchlist and restructuring names. Agented 30+ transactions which required: coordinating with the Sponsors, Bank Group, Legal Counsel, Independent Engineers, Consultants and other relevant stakeholders.o As Agent, thoroughly analyzed the financial model, legal documents (including disbursement agreement, reserve account funding, repayment and waterfall provisions), security and collateral documents, monthly construction and operating reports. Prepared and analyzed all amendments, waivers and consents for internal approval, distribution to the bank group, negotiation with the Borrower and/or consultants as required, and obtaining bank group approval. Managed the portfolio through multiple business cycles with minimal realized loan losses. Majority of established loan loss provisions were eventually reversed via hands on restructuring, industry recovery and active management of the loan portfolio. Established and implemented operational policies and represented the bank in discussions with various regulators and auditors.

Milano, Mi, It

Leadership Assigned by Executive Management to several management committees with responsibilities for overall business strategy and management.  Chairman of the Americas investment committee with responsibility to approve all credit facilities greater than Euro 20mm:o Evaluated transactional and client relationship risk return dynamics in accordance with business objectives. Member of the Americas Corporate and Investment Banking Business Committee and the NY Branch Operational Risk and Executive Management Committees. CEO of HVB Global Assets Company, a joint venture with General Electric for the independent ownership and management of project finance loans.

Zurich, Ch

Director – Global Project Finance Portfolio Management (1993-2000) Managed a team of 6 portfolio managers and 2 administrators covering a portfolio of thermal energy, renewable energy, oil & gas and infrastructure transactions. Lead transactional banker for restructuring Project Finance deals across the globe. Member of the PF Investment Committee.Associate - Internal Audit (1988-1993) Worked on corporate credit and project finance audits as well as various treasury products and back office operations.

Mba, Finance

Bs, Accounting And Finance