Two decades of experience in the banking industry with an emphasis in loss mitigation; commercial, residential, & agriculture lending; loan review, loan risk management, loan participations, and mergers & acquisitions. Critical thinker with experience in all facets of loan and credit review with an emphasis on minimizing loan loss and establishing policies/procedures to ensure high quality loan growth. Additional expertise in business analysis to ensure proper project implementation and life of loan monitoring.CORE SKILLS• Regulatory Loan Reviews• Loan Workout and Restructuring• Loan Underwriting • Portfolio Management & Foreclosures• Government Transactions & Enforcements • Credit Policies and Procedures • Loan Origination• Appraisal Review• Project Management• Loan Loss Prevention• Technical Scope ReviewsKEY ACCOMPLISHMENTS• FDIC Asset Manager that was part of an elite team that shut down Colonial Bank (5th largest bank failure in US history) and serviced $2B in loans. Team Lead on underwriting all asset management cases for foreclosures, short sales, loan modifications, and deficiency settlements.• FDIC ownership verification team on a 6,000 loan multi-faceted Taylor, Bean, and Whitaker line of credit. • FDIC Loss Share Auditor for four banks. Oversaw credit performance for loss share compliance.• Credit Manager overseeing a bank that grew 300% in asset size and sold for four times book value. • Project Management Team for the largest OCC enforcement action in U.S. history. • Asset Manager for two of the largest commercial mortgage servicers in the U.S. – managed over $1B in commercial mortgages.• Implemented credit and loan review policy changes for three banks in Florida and Illinois.• Member of team recognized by CEO of Superior Bank during Wall Street call for having “pristine loans”.