The Center for Habilitation - Tempe, AZ 08/2023 - 01/2024Account & Contract Billing Coordinator• Responsible for billing of receivables due from the State of Arizona and Federal Government utilizing proprietary EDI files while maintaining a high degree of financial accuracy to ensure payment• Support CFO and Accounting Manager with ongoing process improvements and automation of current accounting and billing systems• Prepare and submit monthly financial statements including tracking expenses, payroll and account billing • Assisted in the transition to SAGE 300 from prior accounting software and assisted with the VI import processes and related accounts receivable analytics

Alaska Federal Credit Union - Glendale, AZ 06/2022 - 10/2022Credit Analyst • Conducted effective credit reviews to minimize potential credit risks and interacted with loan officers to increase the efficiency of the approval process• Drove project success by using a variety of proprietary based SAP systems and effectively communicating with team members• Led the approval, countering, and denial of credit while underwriting large amounts of direct and indirect auto loans

JP Morgan Chase – Tempe, AZ 01/2022 – 06/2022Sr. Specialist II – Credit Card Lending• Improved Firm credit performance and utilized proper judgement per lending guidelines• Abided by all compliance standards set forth by FDIC and Firm standards• Led the detection and prevention of credit losses by determining appropriate actions and analyzing current high risk credit card accounts and related balances

Independent Electric Supply – Phoenix, AZ 04/2019 – 08/2021Commercial Credit Manager – Accounts Receivable• Maintained and coordinated the integrity and functions of accounts receivables to deliver wide-ranging financial services by communicating with large commercial electrical contractors and municipalities regarding payments, solutions, and projects across all markets in Arizona and California• Maintained a revolving monthly portfolio of receivables across multiple regions in aggregate of $15,000,000• Obtained an approval authority of $250,000 on secured projects and $25,000 for unsecured accounts, prepared necessary data and loan reporting for projects in excess of $1,000,000• Supported new credit line requests and credit growth by reviewing financial statements with supporting financial spreads

Ditech Financial – Phoenix, AZ 04/2018 – 04/2019Accounting/Bankruptcy Manager• Streamlined the re-conveyance process and balanced payment ledgers for Chapter 7 and Chapter 13 bankruptcy cases pending discharge, dismissal, and lift of stay.• Reconciled and wrote off fees by following State and Federal bankruptcy laws and Firm policies• Successfully managed various bankruptcy portfolios while collaborating with legal counsels and bankruptcy attorneys• Supervised a specialized team to assist pipeline management for distressed FNMA, FHLMC, AND FHA owned loans, including delinquent escrows and receivables owed to correspondent lenders

Inside Mortgage Loan Originator (08/2015-07/2017)• Executed various mortgage functions, such as taking loan applications from the customer, inputting data into the Bank’s origination software, and developing loan packages for the secondary market.• Created and reviewed portfolio loan presentations for loan approval by working with the CCO and CEO of the bank.• Held fully responsible for originating residential mortgages and providing full assistance to the residential lending manager.Residential Loan Coordinator (11/2012-07/2017)• Managed a robust application, submitted loans to the secondary market, and cleared loan conditions.• Analyzed credit reports and income documentation for accuracy while completing loan files through approval.• Improved loan application process and supported the bank’s loan officers to make better lending decisions.Construction Draw Inspector (11/2012-07/2017)• Ensured timely project completion by communicating with the bank’s customers.• Protected the bank from over-disbursing funds from the customer’s credit line.• Submitted requests for loan approval or denial to management for onsite operations and offsite properties based on construction status