Finance Manager for five locations in four states with combined monthly sales of $13MM - $15MM.

Recruited for ability to improve financial performance and expertise in navigating the rapidly evolving market and regulatory environment. Oversee all financial and accounting operations. Prepare and present financial reports and recommendations to Board of Directors. Manage liquidity, including $35 million line of credit and investment of excess funds. Outsourced and oversaw program development and maintenance of internal audit function; saved $70,000 per year. Managed HR function (45 employees) – hiring, compliance, payroll and benefits, including 401K administration. Oversaw placement integration of 15 associates hired following the closing of a competitor.

Directed staff of 15, including Controller, in all aspects of risk management, finance and accounting. Advised ownership group on strategic business planning with focus on growth initiatives. Oversaw daily liquidity needs, managed cash flow; controlled $60 Million line of credit, including bank credit facility reporting. Presented monthly financial reports and recommendations to Board of Directors. Developed and controlled $100 Million + budget; guided all departments in budget management. Revitalized relationships with 3 outside sales professionals who delivered new business totaling $500,000 in 1 year. Built business case, secured buy-in and led cross-functional initiative to that transformed a stale, outdated website into a powerful, interactive marketing tool. Oversaw HR and IT, including payroll processing and reporting systems. Administered employee retirement plan to ensure compliance with all qualified plan rules and regulatory mandates. Negotiated LOC renewal with improvements: increased flexibility, loosened covenants and streamlined quarterly reporting.

Directs the overall administration and day to day operations of the Bank. Develops and implements the Bank’s operating policies and procedures. Coordinates activities in accordance with established policies and procedures. Analyzes operational problems and develops procedures for their resolution. Develops and maintains manuals and references as well as participates in training to effectively implement Bank policies and procedures. Responsible for human resources administration. Recommends the Bank’s major outside service providers.

Played a key role in developing the Real Estate Investor Program that is projected to add loan volume totaling $12 million the first year. Streamlined accounting functions resulting in improved accuracy and tighter internal controls. Authored corporate microcomputer policy. Reviewed and updated policies and procedures. Developed and implemented security programs and training in all areas of the bank. Uncovered a $10,000 embezzlement scheme. Managed special projects. Gathered information and provided input for development of corporate website. Researched and initiated an employee retirement program.