Andrew Lyons, Cca, Ccp, Cac, Cia Email & Phone Number

Norwood, Massachusetts, United States

General member of the AIC Board of Directors and member of the Interindustry Subcommittee.

Port Chester, New York

Port Chester, Ny

Hartford, Ct & Port Chester, Ny (Hq In Scottsdale, Az)

Fulcrum’s wide range of construction consulting services is designed to help lenders and investors monitor loans and building conditions, in order to minimize risk and maximize return. Plan and Cost Reviews Construction Observation Services Construction Project Management Services Due Diligence/Entitlement Review Services Standard Property Condition Assessments (Debt) Comprehensive Property Condition Assessments (Equity) Cost-to-Complete Analyses Monthly Soft Cost Reviews Mid-Construction Reviews Project Rehabilitation Reviews Project Closeout Reports 12-Month Warranty Reviews Peer Reviews Work-Out Support Services Construction Litigation Support Special Services

Glastonbury, Ct

* Assist in performance of due diligence and closing of construction loans* Monitor portfolio of construction loans for progress of schedule and budget* Provide assistance to senior management for loan workout situations for projects in default, correspond with appropriate consultants, attorneys, etc. in regards to the construction components of projects in default and/or foreclosure* Preparation of funding packages for construction draws including following up for lien waivers, advance request documents, verification of required equity, etc.* Maintenance of regular contact with borrowers, contractors, and third party consultants to measure the progress and performance of construction projects in comparison to underwritten expectations to include occasional site visits to monitor progress of project and meet with key personnel * Planning (risk based), conducting, and tracking/monitoring routine property inspections on properties held as collateral* Review 3rd party servicer reporting, preparation of borrowing base reporting for notes recievables backed loans, preparation of stratified reporting to provide senior management with a relevant dashboard of loan details and performance* Review sales reports and track available inventory (timeshare intervals) and associated release payments and fees, provide timely and relevant reporting to senior management as to the performance of loans backed by inventory, coordinate partial releases of collateral as appropriate for paid-in-full contracts

Glastonbury, Ct

* Certified Design for Six Sigma (DFSS) Black Belt* Act as liaison between Six Sigma Department and Division Management for the Division’s lean activities* Completed several Six Sigma projects using statistical analysis tools to develop new products (retail financing of agricultural equipment) and processes (workout process for mortgages on Mexican properties; risk-based property inspection planning) as well as redesigning existing processes* Conduct training in Six Sigma tools and methodologies to include Green Belt training as well as various training sessions on lean concepts and tools

East Hartford & Glastonbury, Ct

* Management of audit department for Resort Finance Division; Scheduling and planning of comprehensive audits, property inspections, and collateral verifications on division customers (borrowers).* Review of all audit work including work papers, audit reports, property inspection reports, and verification summaries.* Planning and performing comprehensive audits and property inspections of division customers (borrowers).* Process owner of two Six Sigma projects to redevelop and improve the audit department; Green Belt project to revise the audit process and reduce cycle time; Black Belt project to reconstruct the audit and inspection planning process into a risk based process.

Providence, Ri

* Planning and performing operational and systems focused audits and writing audit reports to management upon completion.* Supervising audit staff including audit scheduling, reviewing work papers and reports, and special projects.* Provided ad-hoc consulting and analysis upon request by management

Worcester, Ma

* Started as Staff Auditor and worked my up to Senior Internal Auditor* Earned the Certified Internal Auditor certificate from the Institute of Internal Auditors* Planned and performed operational and financial audits, primarily within the Risk Management area of the company, and writing audit reports when complete.* Provided ad-hoc consulting and analysis upon request by management.* Assisted in the development of a department Management Information System based in Microsoft Access.* Designed, and assisted in developing, a new internal audit reporting format.

Worcester, Ma

Worked as intern for CPA firm. Assited with office functions as needed as well as performing bookkeeping for select clients and preparation of select tax returns.

Worcester, Ma

Fort Bragg, Nc

* Performed surveillance and reconnaissance missions in support of operations for 3rd Batallion/73rd Armor Regiment, 82nd Airborne Division* Squad leader responsible for three soldiers and two vehicles with related equipment and weapons* Assisted leadership with internal and external reporting and data management

Master Of Science (Ms), Construction Management

Certificate In Real Estate Development, Residential Development

Great program with courses/sessions on finance and development.

Bs Business Administration, Finance & Accounting

Helped found an accounting club at the college; Research and work on several projects based on Allmerica Financial helped lead to to my.

Accounting