Andrew Troxel Email and Phone Number

• Led the quarterly process of budget to actuals reporting involving variance analysis, cash flow adjustments, and report presentation.• Managed a 20-year cash flow forecast for the Measure M2 program of projects to support the organization's Comprehensive Business Plan.• Supported the annual development of a $1.5 billion expense and revenue budget for ongoing operations based off the organization-wide Comprehensive Business Plan.• Supported administration of $100 million worth of federal and state grants for both operations and capital projects. This included invoicing and reporting. • Ad hoc analysis utilizing SQL database tools and Microsoft Excel to support other departments in the organization.

• Led the quarterly process of budget to actuals reporting involving variance analysis, cash flow adjustments, and report presentation.• Manage a 20-year cash flow forecast for the 91 Express Lanes program to support the Comprehensive Business Plan document.• Support the annual development of a $1 billion expense and revenue budget for ongoing operations based off the organization-wide Comprehensive Business Plan document.• Support administration of $100 million worth of federal and state grants for both operations and capital projects. This includes invoicing and reporting. • Perform ad hoc analysis utilizing SQL database tools and Microsoft Excel to support other departments in the organization.

--Process new mortgage loan applications for a wholesale mortgage lender contributing to overall company growth of over $150 million of loans funded per month. --Verify the accuracy of client information to increase throughput of loan approvals.--Conduct thorough review of new mortgage loan application files in the Loan Operating system, Encompass.--Audit loan applications for compliance with the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA). --Manage a personal pipeline of loans to meet time-sensitive service level agreements with clients.

--Audited mortgage loan applications at the initial onboarding stage for a wholesale mortgage lender.--Coordinated with Mortgage Brokers and Loan Originators to verify documentation, retrieve missing documents, and guide the Application through to Underwriting for further review. --Utilized over five years of customer service experience to retain and grow client relationships.

--Supported Underwriters in gathering and processing the necessary documents for risk selection of Life Insurance applicants.--Prepared spreadsheets in Excel for daily state audits to ensure compliance with the National Association of Insurance Commissioners (NAIC).--Reviewed new applications for Life Insurance and verified that documents have been collected and completed properly.

--Acted as representative of Wells Fargo Bank helping manage select clients’ assets including mortgages, savings, checking and money market accounts, and certificates of deposit (CD’s).--Sold banking product and solution packages tailored to each individual customer based on an evaluation of client assets and financial needs.--Established and maintained strong banking relationships with client base focusing on consultative approach to asset management.