Andrew Wrightson Email & Phone Number

Oxted, Surrey, United Kingdom

London, United Kingdom

★ A consultancy role arising within the bank’s HBEU Regulatory Reporting department based in London reporting to the Head of STDF & Stress Test Reporting. Chief focus was upon enhancing the quality of the bank’s quarterly STDF Wholesale and Retail RWA returns and supplementary data whilst ensuring timely delivery, reaction to regulatory change and the mentoring of overseas colleagues based in Gurgaon, India ahead of the offshoring of the department’s activities and responsibilities.► Initial redesign and ongoing review and quality assessment of quarterly Wholesale and Retail STDF Actuals MI packs and supporting commentary ahead of presentation to senior management and executives for approval in advance of the bank’s STDF submissions to the regulator.► Supported global sites in the production and submission of site specific STDF reporting templates and the resolution of data issues or interpretational queries.► Ensured compliance with regulatory requirements (CRR) and guidance received from the Prudential Regulation Authority (PRA), the EBA and BCBS working closely with the Group Regulatory Policy team.► Forged a strong working relationship with Commercial Real Estate business colleagues and established a more effective, accurate and timely data collection process in relation to the problematic UK CRE element of the bank’s STDF submissions. ► Undertook user acceptance testing of enhancements to regulatory databases in response to altered format / increased scope of reporting as prescribed by the regulator.

Oxted, Surrey

Having taken a career break in order to pursue personal interests and projects, I now seek new opportunities wherein I may effectively utilise the skills developed and knowledge acquired throughout my previous career to the benefit of financial institutions seeking to improve / enhance existing risk management and regulatory reporting practices.

London, United Kingdom

★ Appointed to a newly created managerial role, initially with overall responsibility for Treasury Credit Risk Control and Reporting. Reporting directly to both the Head of Treasury Risk and the Treasury Risk Director. Over time, the scope of responsibility and influence associated with this role increased significantly.► Responsible for the accurate production and timely delivery of both statutory regulatory reporting and ad hoc data requests associated with credit risk within the Treasury portfolio; COREP Own Funds, Counterparty Credit Risk and Large Exposures (previously FSA008), PRA Interbank, Quantitative Impact Studies (QIS) and Core Prudential Programme (CPP) stress tests.► Monitored the prevailing regulatory environment (PRA, Basel II, Basel III) and legislative packages (CRD, CRR) for changes in approach to the quantification, monitoring and reporting of credit risk, assessing impacts for the bank. ► Influenced the content of enterprise-wide interpretation documentation as a key member of the bank’s COREP interpretation forum, acting as Treasury’s recognised SME. ► Provided oversight and assurance around all daily internal credit risk monitoring and reporting relating to the Treasury portfolio including counterparty and country exposure and credit limit exception reporting, credit ratings monitoring, Basel III capital consumption, EAD, RWA and PD reporting, Foundation IRB versus Standardised approach assessment. ► Challenged the robustness of in-house credit risk methodologies and risk mitigation techniques through reappraisal against regulatory benchmarks, delivering enhancements in cases of deficiency.► Reviewed periodic MI data presentation content and quality ahead of submission to local Credit and Chief Risk Officer Forums. ► Revised and strengthened risk management policy and procedural documentation. ► Led work streams under all credit risk system development and upgrade projects.

London, United Kingdom

★ A consultancy role arising within the bank’s Treasury Risk department based in London, reporting to the Head of Treasury Credit Risk.► Performed a comprehensive review of existing credit risk systems, reporting processes and procedures in order to assess robustness. ► Undertook a data cleansing exercise in order to address deficiencies identified within Treasury’s credit risk systems.► Implemented an enhanced formal daily monitoring, reporting and MI framework with supporting procedures. ► Collaborated effectively with the Treasury IT team in order to specify additional system generated exception reports for inclusion in the end of day reporting suite.

London, United Kingdom

★ Reporting to the Manager, Risk Management in a department comprised of five staff.► Supervised the day to day functions of the department and the guidance and development of junior staff.► Monitored Capital Markets daily trading activity and related limit utilisation in order to ensure compliance with the bank’s Treasury Rule Book, analysed and reported excesses / exceptions and followed up with traders and senior management as necessary, managed all London Capital Markets limit requests in liaison with traders and Head Office counterparts.► Acted as Secretary to London Securities Trading Committee (STC), responsible for the production and ongoing development of a supporting suite of management reports.► Reconciled limit information across the bank’s Risk Control (Ricos) and IBIS systems, maintenance of underlying data.► Oversaw the activities of the department's Credit Administrator in relation to the establishment of all new corporate client accounts, verification of conditions precedent prior to facility drawdown, the progression of credit reviews / applications and the provision of portfolio analysis. ► Undertook client exposure reporting via Ricos for London credit review purposes.► Co-ordinated system functionality enhancement / testing with in-house and external IT personnel.

London

★ Joined a bank project team assisting in the process of loan portfolio data migration between the bank’s existing loans database and the new ‘Loan IQ’ system. The role involved the verification of existing Loan Card records against supporting loan documentation and the capture of loan details within a Microsoft Access based migration database. ► Promoted to a team leadership role within two weeks of joining the project team.► Provided SME guidance to team members, data quality assurance and assisted in ensuring that project deadlines were met.

London, United Kingdom

★ A new position created within the bank, this solo role provided an opportunity to demonstrate self-starting abilities and offered the challenge of a steep learning curve coupled with the requirement for swift results. Main achievements included the establishment of a formal Middle Office function, the authoring and implementation of both Back Office and Middle Office procedures and raising the profile of third party C.atalyst software to reference system status. ► Project managed the review and in-house usage development of the C.atalyst derivative portfolio management system. ► Undertook all related system administration and provided basic user support.► Provided system training for derivatives trading and support staff.► Designed and produced internal management reports in direct response to Head Office risk directives, ad hoc and monthly Head Office reporting for senior management.► Daily monitoring of derivative and securities limits, security credit ratings, portfolio sensitivity and net present value, verification of derivatives P&L, market data capture and construction of associated yield curves for portfolio valuations, scenario analysis and stress testing.► Control and review of all transaction input within C.atalyst and related rate fixing / funding requirements.► Reconciliation of transaction data across the C.atalyst and mainframe IBIS systems.

London, United Kingdom

★ Recruited as the third member of the bank's Syndications team in recognition of status as the bank's loan documentation SME. Achievements included successful loan syndication on a sole responsible basis, expansion of the branch’s European contact base by over 50% and the design and implementation of the department’s first contact bank database.► Involvement included structuring, pricing, targeting potential participant banks, distribution, preparation of Information Memoranda, negotiation of supporting documentation with the bank's lawyers, borrowers and participants, preparation of Bilateral Facility Letters.► Account Officer for certain loans within the bank's portfolio, responsible for monitoring such in liaison with the Credit and Loan Administration Departments as necessary.► Country Officer for seven European countries handling related inward syndications and pursuing such with relevant Country Officers in Turin Head Office. ► Review of draft documentation with regard to inward syndications and provision of documentary support to colleagues within the Marketing Department as a whole.► Acted as bank’s co-ordinator in the process of evidencing and documenting where necessary, the various Amato Law transformations (privatisations) and subsequent mergers of institutions within the Italian banking sector for the purposes of Banca CRT's Agency and Bilateral Facilities. ► Deputy to the Trade Finance Manager of the branch.

London, United Kingdom

★ Rejoined the bank's Loan Department to oversee a major documentation project involving high level negotiation with senior management and the bank’s lawyers, thereafter establishing the role of Documentation Officer and refining existing documentary controls and procedures. Loan Administration role was extended to include supervisory duties. ► Reviewed all Conditions Precedent documentation received by the bank in support of its lending activities in liaison with the relevant Account Officers and the Credit and Risk Manager.► Recording and control of all in-house documentation. ► Project Managed the process of review and renegotiation of all existing Loan Agreements so as to evidence London Italian Bank's evolution into Banca Cassa di Risparmio di Torino, London Branch.► Responsible for the training and development of junior staff.

London, United Kingdom

★ Reporting to the branch Financial Controller. Main accomplishments in this role were the building of a highly motivated Settlements team achieving excellent standards of accuracy and efficiency in a predominantly manual environment thereby establishing a relationship of trust and respect with the bank’s traders, together with the successful training and development of staff with no previous Settlements experience.► Responsible for the supervision and training of three staff.► Oversaw all daily activities within the department, ensured the accuracy of all trade data input and related payment instructions. ► Application of test keys to all outward payment telexes and verification of incoming tested telexes.► Daily monitoring of dealers' positions and end of day reconciliation thereof.

London, United Kingdom

★ Sole report to the Loan Administration Supervisor. ► Involved in all aspects of administration of the bank's loan portfolio (rollovers, rate-fixings, calculation and claiming of fees, computer input of all associated entries) comprising of both Agency and Bilateral Loan Facilities, also provided administrative backup for both the Trade Finance (opening, advising and / or confirming Letters of Credit, collections etc.) and Capital Markets Departments. ► Set up and maintained both manual loan card records and computerised client accounts.► Generation and control of all payment instructions related to Loan Facilities. ► Prepared monthly loan portfolio reports for management.

London, United Kingdom

★ Reporting to the Manager, Forex and Money Market Settlements within a team of four.► Processing of all Money Market, Foreign Exchange and Capital Markets transactions, swapping of instructions, investigation of queries, preparation of all pay and receive telexes, Euroclear instructions, recording and verification of all counterparty and brokerage confirmations.

London, United Kingdom

★ Sole report to the Chief Accountant.► Nostro reconciliations, investigations, company expenses, profit and loss and balance sheet reporting, computer input of all accounting entries and maintenance of related internal accounts.► Assisted with the daily running of the mainframe computer system, production and distribution of all departmental reports, generation of specialised enquiry reports.

Chartered Institute Of Bankers Examinations - Stage 1, (Elements Of Banking, Law Relating To Banking, Economics And Accounting Modules)

2 Gce 'A' Level Passes, 8 Gce 'O' Level Passes