Andrey Chubriev Email & Phone Number

Sofia, BG

Sofia City, Bulgaria

Driving Global Growth and Financial Excellence in E-Vouchers and Employee BenefitsAs the Director of Finance (CFO) at Cashwave, I have been instrumental in shaping the company's global expansion and financial strategy. My role involves overseeing complex financial operations across multiple countries and continents /Europe, South and North America and.

Sofia, Sofia City, Bulgaria

• Unlocking Growth, Optimizing PerformanceWe deliver tailored solutions in finance, technology, and operations, transforming challenges into opportunities.Expertise:
• FinTech & Banking: Streamlining payment systems, enhancing operations, driving digital innovation
• Insurance: Optimizing back-office functions, improving claims processes, enhancing customer experiences
• Agriculture: Modernizing operations, boosting productivity, promoting sustainabilityCore Competencies:
• Payment Systems: Expertise in SWIFT, GPI, RTGS, retail payments, and securities settlement systems
• Process Optimization: Redesigning, automating, and streamlining workflows

Europe

• Driving Innovation in Financial ServicesAs a seasoned consultant, I specialize in delivering innovative solutions to address the evolving challenges faced by FinTech companies and commercial banks. Leveraging deep.
• Payment Systems: Expertise in SWIFT, SEPA, TARGET2, real-time payments, and card schemes
• Process Optimization: Streamlining operations, driving automation, and leading digital transformation initiatives
• Regulatory Compliance: Ensuring adherence to PSD2, GDPR, and other relevant regulations
• Technology Adoption: Implementing blockchain, AI, and cloud-based solutions to enhance capabilitiesProven Experience:
• Strategic Consulting: Crafting and executing tailored business strategies

Sofia, Bulgaria

Key Achievements in Operations LeadershipDuring my tenure, I successfully launched operations for a new insurance business, including establishing a captive operation. This initiative involved implementing strategic measures to scale staff from [XX] in October 2017 to [XX] in March 2018.One of my key accomplishments was significantly reducing attrition.

Sofia, Vilnius

• As the Operational Director for AIG's European finance operations, I led a team of 125+ professionals to drive operational excellence and strategic initiatives. Key Responsibilities:
• Streamlining Operations: Managed end-to-end claims processing, accounts receivable/payable, contact center operations, and payment reconciliation. Led efforts to optimize workflows and back-office processes.
• Financial Management: Handled cash flow, forecasting, and budget responsibilities. Ensured compliance with financial regulations and maintained internal controls.
• Project Management: Led complex projects, including system implementations, process re-engineering, and regulatory changes. Defined key deliverables like KPIs, SLAs, SOWs, migration timelines, and training.
• Team Development: Built high-performing teams, fostered a positive work culture, and managed recruitment, onboarding, and training. Focused on employee engagement and succession planning.
• Stakeholder Management: Led meetings with internal and external stakeholders, reporting on performance and addressing business opportunities, challenges, and customer satisfaction metrics.Key Achievements:Improved.

Sofia, Bulgaria

As Head of Payments, I was directly responsible for the timely and accurate processing of customer and company payouts, deposits, and invoice payments. I managed a team of 21 highly skilled specialists and played a pivotal role in overseeing key financial operations.Key Responsibilities:Payments Operations: Ensured on-time processing of customer payouts.

Project Manager from Business and IT side of “CarMas – Card Management System (CMS) Migration Project”. The project main aim is to migrate the current Issuing, Acquiring and card management, to a new, Unicredit Group single platform hosted in Unicredit Group HQ.

Day to day management of company operation, finance, cash – management, ATM deployment and exploitation, reconciliation, dispute management, arbitrations. Communication and decision taking process with the senior and operations management of participant banks DSK Bank, UniCredit Bulbank, Invest bank. Participation in project management connected to HQ.

Research and Development – Payment SystemsLed research and analysis on payment-related issues in collaboration with international financial institutions like the ECB, BIS Basel, and national central banks. Focused on identifying and resolving payment system challenges in the European and global context.Contributed to the successful adoption of IBAN and.

Sofia, Bulgaria

Designed, developed and implemented banks corporate intranet website with features such as automated document tracking and posting shell, document search engine, messaging facility, internal mail, poll, chat option. Introduced new and efficient electronic banking services to customers – ATM payments for overhead expenses, phone banking money transfers.

Master

High School Diploma