Andy Swanson Email & Phone Number

Saint Paul, Mn, Us

Per Terras Capital was founded with a vision to help small and medium size operators access the equity in their Real Estate.

Edina, Mn, Us

Edina, Mn, Us

Edina, Mn, Us

General Manger of Brooklyn Park Hyundai. A successful stand alone used car dealership that we were forced to close due the the expansion of the "mothership store" Walser Hyundai.

Edina, Mn, Us

Edina, Mn, Us

I helped create, open, and develop the Walser Finance Center. We built a centralized financed operation to streamline the finance process by entirely removing finance managers from the dealerships. Removing finance managers was the last major component needed to truly execute a one person, one price model. We created a process where a salesperson in the store could do an application with a customer, submit that application along with a deal worksheet and they would receive back a Menu with lender stipulations. We started with just two people and a plan. In just 60 days we developed a complete process to handle finance in a centralized location, hired and trained a full staff of 15 people, and grew from handling the finance for 1 store to handling all 11 Walser branded dealerships in the group. Finally, as the sub-prime specialist for the group, I not only handled second chance deals, I also had underwriting authority for our related finance corporation and was able to structure, underwrite, and approve loans "on the spot."

Edina, Mn, Us

The goal of this position was both to oversee an expansion into the deep subprime market by Walser's related finance corporation and to help the Walser Automotive group create a scalable used car brand. On a day to day basis I was a GSM in charge of expanding the subprime footprint and helping to open the two UsedCarXpress dealerships. I handled all aspects of training for the salespeople, sales managers, and finance. I sourced and purchased cars for both traditional used car operations and specifically for special finance inventory. At a group level I reported to the Finance Director and the head of the stores for the used car brands.

Edina, Mn, Us

I initially took the lead Finance Manager position at Walser Subaru. In the first month I set the PVR for the store. Within six months we'd reset the store average at $300 per month higher than the previous record and at double the old average. Walser Subaru constantly ran above Subaru benchmark performance; our VSC penetration was never below 40% - and often in the 50th percentile - and our true power rating on the core five products of VSC, GAP, Environmental, Lease Care, and T&W was always over 100%. CIT list stayed clean with minimal issues and solid funding times (this was pre eContracting) and every deal got bought.I moved into the sales manager role as we were the first store in the Walser Group to transition away from specific F&I personnel and into "One Person, One Price."

Edina, Mn, Us

I reassessed all of the applications that had been declined at all of the Franchise Dealerships in the Walser Automotive Group in order to find a way to approve every single customer. This was a second look finance operation with the goal of taking declines from across 9 dealerships and getting them all a second look at one place. While the standard lending tools of Special Finance were there (CAC and other subprime lenders) there was also an opportunity just by taking a look with the commitment to getting the deal bought.

Edina, Mn, Us

Woodland Hills, Ca, Us

American History/Political Development

American Political Development

Associate Of Arts - Aa