Chief Risk Officer for Watkins Associated Industries, a privately-held conglomerate operating in the transportation, food processing, manufacturing, real estate, engineering services, engineering services, and insurance industries with responsibility for structuring and placing the company’s insurance and risk management programs

Founded in 1970, Centerline Insurance Company is a member of Watkins Associated Industries. Centerline's vision is to become the premier custom insurance solution provider.• Led Centerline’s launch of an API-enabled per-shipment cargo program, small fleet trucking program, enhanced trailer program, and cross-border per-shipment cargo program. • Successfully converted Centerline to fully-regulated status January 2019 and re-initiated AM Best rating coverage May 2019.• Full ownership of P&L, development and execution of the Company's strategic plan, and Board reporting. • Growth efforts have generated a compound annual growth rate of 42.9%.

Founded in 1996, Biltmore Insurance Services is a member of Watkins Associated Industries. Biltmore provides superior client service and delivers comprehensive, cost-effective insurance products that serve our client’s financial needs and build long-term relationships with our insurance carrier partners.• Full ownership of P&L, development and execution of the Company's strategic plan, and Board reporting. • Led the efforts to acquire 14 independent agencies generating a compound annual growth rate of 39.5%.

Company officer with ownership of the enterprise risk management, risk financing, security, safety, BCP, and claim management functions.• Reduced annual armored car expenses 12.5% by analyzing cash intake, theft risks, and operational service requirements and overhauling pickup service schedules.• Led the effort to recover over $85,115 on two open, defective claims after arriving at the company.

Responsible for ensuring Willis brings the right resources and risk management expertise to address client risk management needs and risk management programs.• Led the ground-up development of a franchisor’s risk insurance policy, including policy wording, marketing materials, marketing pipeline, and sold the first policy form.• Led the effort to resolve a 20+ year client / insurance carrier dispute saving the client nearly $900K in over-billed claim costs.• Developed and negotiated a unique step-up collateral arrangement freeing up the client’s collateral facility and saving $106,875 in annual LC-related fees.

Responsible for the structuring and placement of the company’s international corporate insurance and risk management programs. Led a nine-person department of risk professionals.• Founding member of the company’s Enterprise Risk Management committee.• Reduced risk management department annual administrative costs 46% ($1,440,416).• Recovered $111,485 on a closed workers’ compensation claim from 2001.• Successfully merged the Arby’s and Wendy’s risk management functions, including the recruitment of thirteen new risk department members.• Led post-merger initiative which achieved an annual claim cost reduction of over $7,700,000 annually through overhauling the Wendy’s claim management process.• Saved over $3,700,000 annually by restructuring and remarketing the firm’s post-merger risk management program.• Recovered $599,000 on an improperly-noticed workers’ compensation claim from 1987.• Saved $486,273 by negotiating a deductible buy-up agreement with a legacy insolvent insurance company.• Led effort to create the company’s first business continuity plan.• Successfully dissolved Wendy’s Vermont-based captive insurance company.

Responsible for the structuring and placement of the company’s $7M corporate insurance program as well as placement of insurance for company’s development pipeline. The portfolio of insured properties includes 25M square feet of residential space with a total insurable value of $2B.

Responsible for the structuring and placement of the company’s $5M insurance program. Portfolio of insured properties includes 30M square feet of office, warehouse, retail, and industrial space with over $2.7B in total insurable value. Responsible for the risk management-related due diligence for company’s commercial real estate lending activities; total loan portfolio exceeds $3.9B.

Responsible for the evaluation and placement of property & casualty insurance program, including alternative risk financing. Liaison with accounting and finance departments for risk management cost allocation issues and cash flow projections.