Angela B. Email & Phone Number

Orlando, Fl, Us

Maitland, Florida, United States

● Utilization of SASE Lending Authority to clear Level 1 conditions as positionwarrants● Validating the AUS decision including the review of AUS to identify errors oradditional conditions that may be required● Validation of all supporting documentation submitted to Underwriting includingcredit, title, appraisal, income, assets, and insurance● Review of Credit Report and Title Documentation for accuracy and red flags● Review Level 1 Appraisals and AVM products to confirm adherence to guidelinesand subsequently update all applicable iFF screens● Calculation of DTI, income, assets, and LTV/CLTV● Review for possible misrepresentation, omissions, inaccuracies and red flags● Preparation of the mortgage supporting documentation to be tasked to Underwriter as applicable● Working closely and seamlessly with our Sales Partners, and our Underwriting team, to ensure a positive experience for our borrowers. ● Proficient in both Purchases and Refinances.

Lake Mary, Florida

● Experience reviewing complex financial documents including computing incomeutilizing tax returns (tax analysis of Schedule C, S-Corp, Partnership, etc.)● Perform an extensive review and re-calculation of income and asset documentationfor accuracy and completeness● Perform and extensive appraisal quality review under the Uniform Standards ofProfessional Appraisal Practice (USPAP) and FHLMC guidelines● Review of title policy, title commitment, HUD-1, Promissory Note, SecurityInstrument, Mortgage Insurance, and Home Owners/Flood Insurance● Identify deficiencies, omissions, data discrepancies, potential fraud and/ormisrepresentation through detailed and concisely written findings

Orlando, Florida

•Successfully closed at least 95% of all files originated.•Processed all files originated (FHA, VA, Conventional, Non-Conforming). •Performed an extensive review of all documentation provided assuring adherence to applicable federal and state laws, and specific lender guidelines. •Received special recognition for bringing in the highest amount of originating fees, seen company wide, during a one month period of time.•Consistently one of the top producing officers.•Met, or exceeded, monthly sales quotas.•Extensive experience in making outbound calls to generate new business.•Strong self-management skills and excellent organization skills.•Perform a variety of tasks accurately and can be flexible and adaptable.•Self-motivated with the ability to work independently. •Analyze what path is best for my client to follow.•Work closely with all involved parties to achieve goals.•Track and resolve all outstanding issues.•Take a proactive approach by thoroughly evaluating all documentation received.•Assure that files met all government compliance regulations.

Appraisal Review, Processing, Mortgage Brokerage License

Studied Appraisal Review, Processing and Mortgage Brokerage (for State License which has expired).

Associate Of Science (A.S.), Office Administration (Did Not Graduate)

Professional training in Microsoft Windows, Microsoft Office, Access, PowerPoint, Microsoft Excel, Outlook and 10-Key Touch..