Angela Killian Email and Phone Number

Credit & Compliance QC for residential mortgage loans to ensure its within applicable laws and regulations credit worthiness and risk assessment. Analyze borrower’s credit profile, collateral, and capacity to repay the proposed mortgage obligation. Providing QC feedback of the findings to the Underwriters to ensure quality.Clearing client conditions along with reviewing ASF reports for Transaction managers. Experienced in Conv, FHA and VA Loan, DSCR/Bank Statement/Wage Earner/ SE Tax Returns

Credit & Compliance underwriter for previously closed residential mortgage loans to ensure its within applicable laws and regulations credit worthiness and risk assessment. Analyze borrower’s credit profile, collateral, and capacity to repay the proposed mortgage obligation. Providing QC feedback of the findings to the Underwriters to ensure quality.Clearing client conditions along with reviewing ASF reports for Transaction managers. Experienced in Conv, FHA and VA Loan, DSCR/Bank Statement/Wage Earner/ SE Tax Returns

Responsible for underwriting "credit and compliance" residential loans. Analyze borrower’s credit profile, collateral, and capacity to repay the proposed mortgage obligation and TRID review. Income Types: DSCR/Bank Statement/Wage earner/Self Employed

TRID 1.0, 2.0 & 3.0 Conduct reviews of previously closed residential mortgage loans regarding compliance with applicable laws and regulations. Provided feedback of the compliance review findings to ensure the quality of results.Clearing client conditions along with reviewing ASF reports for Transaction managers.

Prepared, audited, and ensured files moved through processing in a timely manner.Each day following up on missing documentation.Prioritized work flow so files are handled in proper order.Prepared and reviewed for compliance and accuracy and submit completed files for underwriting.Efficiently gather conditions on loan approvals.Handled stressful situations in a calm and professional manner.Worked closely with management on daily, weekly and monthly deadlines.Maintain loan & office data reports.Performed other supportive or administrative tasks as needed.

Managed several teams of Compliance, Appraisal Underwriters and QC Analysts to established production standards.Staffed and manage all Deals. Review final reports to ensure highest quality is maintained for client review.Expedite and respond to client inquiries regarding rebuttals and rule clarifications.Designed and maintain a supporting resource tool for Underwriters and QC Analysts to utilize FAQs and specialized information for self-help.Train Analysts and provide instructions based on quality control process and final client reports. Created and maintain production and productivity reports to evaluate staff daily.Collect data from Analysts, used as component of productivity for predicting workflows as well as for dialogues with Senior Management to support performance-related matters.Provide smaller targeted training for employees based on overall quality metrics.Work with our Internal Regulatory Compliance Council to relay system inefficiencies/deficiencies and assist in prompt resolution. Provide clarity to the staff around any updates from these developments.