Angela Trombino Email & Phone Number

Foothill Ranch, Ca

Irvine, Ca

+ Processed Conventional & FHA loans from set up to funding. + Adhered to all state and federal regulations.+ Compliant to policies for Correspondent Banking & Brokered loans.+ Worked efficiently and effectively due to the sensitive time constraints required for purchase closings.

Costa Mesa, Ca

+ Manage loan pipeline for all loan agents+ Ensure compliance with regulatory and legal requirements+ Achieve timely and successful closings

Rancho Santa Margarita, Ca

+ Follow the loan processing and underwriting methods and adhere to company’s polices and procedures.+ Ensure compliance with regulatory and legal requirements.+ Perform processing duties for multiple loan products - Conventional/ FHA + Verifies borrower’s creditworthiness, ability to repay, income, assets and liabilities. + Act as liaison with clients, real estate agents and title/ escrow companies to facilitate a prompt, efficient closing of each loan. + Review documentation to ensure it corresponds correctly with loan application requirements for complex loan packages.

+ Counsel potential clients and provide them with information on how to improve their financial situation. Enroll clients into a debt settlement referral program which helps them avoid bankruptcy.

+ Originated 1st and 2nd trust deeds from various lead sources (i.e. LendingTree, Home Loan Center website, current marketing campaigns, and multiple online lead aggregators).+ Provided excellent customer service through the loan process resulting in complete client satisfaction.+ Placed clients into loan programs most suitable for their financing goals, while maximizing company revenue. + Maintained pipeline of approximately 30 loans and fund an average of 15 loans per month.

+ Supervised and performed overall daily functions, which include loan production (including both purchases and refinances), loan processing and marketing.+ Assisted broker with personal loan production and together funded over 290 loans in 2003 – yielding net company profits of nearly $4M.+ Generated business through website leads, referrals, and repeat clients. + Carried out all processing duties and ensured successful & timely closings. + Maintained close communication with each and every borrower to guarantee complete satisfaction, as well as provided them with the best loan program that met their current financing needs.

+ Responsible for new loan set-up, which included ordering escrow, title, appraisal, credit reports and verifications of employment, deposit & mortgage.+ Processed Conforming/ Jumbo, VA and FHA purchases and refinances from set-up through closing for 3 loan officers.+ Facilitated contact between loan officers, real estate agents, escrow officers, title officers, underwriters, and borrowers.+ Analyzed loan files and ensured all documentation was in order and that the borrowers met the parameters/ guidelines of the loan program chosen. + Met all closing timelines.

+ Ensured timely and accurate processing of all assigned foreclosure accounts to assure minimal risk and loss exposure to the company and its investors.

+ Initially hired as a loan coordinator and acted as the liaison between the loan officer and contract processor. + Promoted as the in-house loan processor and performed all duties associated.

+ Initially hired as the receptionist/ data processor to answer high-volume telephone calls, handle general office duties, and was responsible for inputting data and preparing important legal documents required in the foreclosure process, such as Notices of Default, Substitutions of Trustee, Notices of Sale, Trustee’s Deed Upon Sale, and Rescissions. + Worked effectively under pressure and set deadlines and was instantly promoted to assist 2 Trustee Sales Officers. + Corresponded daily with clients, trustors, publishing companies, title companies, and other parties involved in the foreclosure to sale process. + Assisted the accountant with her tasks and then, upon her departure, single-handedly performed all accounting functions. + Accounting duties included accounts receivable, accounts payable, reinstatements, pay-off statements, and bank deposits.

Education record

Education record

Education record