• Mentoring and consulting in all Corporate Governance processes, supporting clients in the implementation and restructuring of Governance Programs, including Compliance, Code of Conduct and Whistleblowing Channel, Risk Management Structure, AMLCFT, Regulatory Compliance, Risk Assessment, Product Committees, Anti-bribery, Fraud Prevention, Internal Controls, and Data Protection Law.• Professor of corporate governance themes in several educational institutions like Abracam, Insper, Lec Academia, BSP Business School São Paulo, Associação Brasileira de Bancos, as well for in company training programs• Member of the Advisory Board and speaker in several governance congresses and seminars such as, but not limited to Thomson Reuters Risk Summit and Universidade de São Paulo - FEA Behavioural Science Seminars• Writer and creator of guidance in governance themes

Compliance and Governance - Insurance Market

Professor - I developed and applied Compliance, Ethics and Risk Management courses.

• Partner for consulting in all Corporate Governance processes, supporting clients in the implementation and restructuring of Governance Programs, including Compliance, Code of Conduct and Whistleblower Channel, Risk Management Structure, AMLCFT, Regulatory Compliance, Risk Assessment, Product Committees, Anti-bribery, Fraud Prevention, Internal Controls, and Data Protection Law.

VOLUNTÁRIO

• Designed, implemented, and managed the Governance Program (Compliance and Ethics, AML, Internal Controls, and Risk Management) and its proper design tools and staff, as well as the appropriate documentation to demonstrate the efficiency of the programs.• Designed and implemented the Conducted Committee, the Enterprise Risk Mgmt Committee, and the Fraud Prevention Committee, acting as a member and secretary.• Designed and implemented corporate governance policies.• Led and managed all aspects of the Whistleblowing Channel.• Designed or redesigned all corporate governance processes and procedures.• Played a strategic role in ensuring compliance and adherence of business practices with laws, regulations, and global policy.• Led the process of business advisory and monitoring of changes in the business environment as related to regulations and the global policy, acting as a regular member of the Product Committees.• Led the CSA, SOX, Risk Mgmt, BCP, and Risk Assessment methodologies.• Represented Brazil as a member of the Global Compliance and Internal Control Annual conference.• Participated as a member of the Compliance and Internal Control Committee of the CNSEG.• Worked collaboratively with internal teams, specially with business, advising senior mgmt and cross-functional teams regarding the interpretation of regulations and potential risks, ensuring compliance with applicable laws and internal policies across operations.• Managed the team to develop and implement automatic tools for the process of due diligence and advice for high-risk clients, tracking laws and monitoring internal policies.• Created the Compliance Training Program, which included the design, development, and execution of the activities to support a strong ethical and governance culture.• Managed the relationships with regulators as a key point of contact for corporate governance regulatory issues, as well as monitoring their demands and responding inquiries and supervision.

• Responsible for the Compliance MIS, Management of the budget and goals.• Developed the periodic reports to the local board and headquarters.• Monitored and answered the regulatory requirements.• Managed the Risk Assessment Methodology, performing a comprehensive review that led to the reduction of 40% of operational processes. • Created and implemented the Integrated Reputational Risk Overview, consolidating bases of Compliance, Operational Risk, Civil Lawsuits, and Customer Complaints to assess the impact on risks and opportunities for improvement in the areas directly responsible for the processes.

• Led the design, development, and implementation of the Compliance Global Policy in Brazil and LATAM countries, interacting, negotiating, and working closely with cross-functional departments.• Negotiated waivers with the headquarters when necessary to be in line with local regulators, FED, and Dutch Central Bank.• Played a strategic role in ensuring compliance and adherence of business practices with laws, regulations, and global policy implementing the identification, assessment, and monitoring of the key risks, as well as the mitigation strategies. • Led the process of business advisory and monitoring of changes in the business environment as related to regulations and the global policy as a regular member of the Product Committees.• Worked collaboratively with internal teams, specially with business, advising senior management and cross-functional teams regarding interpretation of regulations and potential risks, ensuring compliance with applicable laws and internal policies across operations, as well as in developing of policies and implementation of processes to support ongoing compliance.• Managed the team for developing and implementing an automatic tool for the process of due diligence and advice for high-risk clients, PEP Accounts, Foreign Currency Accounts, Non-Resident Accounts and Foreign Exchange Transactions.• Designed and implemented training on compliance topics and programs, to support a strong ethical and corporate governance culture.• Worked closely with the country compliance officers and counterparts to harmonize local and regional efforts across jurisdictions and lines of business to identify opportunities and best practices.• Participated as a member of the Compliance and Internal Control Committee of the FEBRABAN to engage with the market peers, policy makers, and regulators in development of relevant regulatory compliance framework.

Reporting to the Director, I was responsible for analyzing and approving of special transactions, loans recoveries and spread rates within the scope of the Director, as well as acting as an advisor for policies.

Reporting to the director, I managed, developed, trained and motivated my team to exceed established goals, I also managed marketing plans to increase and retain new business and customers, increasing the customer bases by 100% in 2 years. I managed the credit risk and the team productivity, which allowed the branch general results increasing by 50% per year.

Reporting to the Branch General Manager, I was responsible for managing customers for increasing and retaining both corporate and retail segments, improving results by negotiating actions and providing advices on banking products and services, credit limits and loan recoveries renegotiations. Supervising the implementation of banking facilities (mini branches) for corporate customers.