Anja Alanko Email & Phone Number

Helsinki Metropolitan Area

eCommerce and Payment Specialist at State Treasury of Finland

Responsibility of the centralized treasury in VR Group including external & internal financing, managing bank relationships, cash investments, liquidity and cash management, hedging, new payment methods, insurances, vandalism and damage management. Selected achievements:- out of box thinking in tendering processes/ public tendering processes to achieve best possible result e.g., successful public tendering of PDBI and GLPL insurances (Insurances | Procurement | Public procurement | Thinking outside the box | Negotiation skills)- negotiated an agreement to use PSD2 enabled online bank-payments that are Payment Initiation Service payments as one of the first major web shops in Finland (Payments | New payment methods | eCommerce | Negotiation skills | Contracts)

Helsinki, Southern Finland, Finland

Responsibilities: to secure fluent treasury operations and efficient execution of Group Treasury Policy, the development of Treasury and Business processes and systems where money/payments are involved, to negotiate agreements (financial, banking, payment solution) and offer Business support of the agreements negotiated.Selected achievements:- creating functioning processes for an almost 50% streamlined treasury (Change leadership | Process developer | Team Player | Treasury)- upgraded treasury reporting package, which was highly appreciated by the Board of Directors (Developer | Communicator | Reporting | Treasury)- supervising of the financial administration of Karelian Trains, the joint venture company with Russian Railways (Analytical |Team Player | Communicator)

Helsinki, Southern Finland, Finland

In the beginning I was responsible for the centralized Cash Management in VR Group. Then the job developed from payments, collection and creating the first ever credit policy for the whole group to negotiating the financial and banking agreements and being the representative of CFO office in international affairs, especially regarding Russia. Main responsibilities included also developing Treasury and Business processes where money/payments are involved with emphasis on new payment methods/digital payments.Selected achievements:- participating in the SAP FICO project and leading the AR part of it (Project manager | Team Player)- creating the logic for a centralized customer view for the finance department in a decentralized customer process, testing and executing the new process (Analytical | Process developer | Structured problem solving)- establishing of a centralized Group credit control and credit policy (Credit Control | Collection | Change leader | Negotiator)

Helsinki Area, Finland

Responsible for the centralized Finance and Cash Management of the whole VR Group; reviewing and implementing the treasury policy, procedures and controls, negotiating of financial contracts, managing the treasury - a group of 10 specialists.Selected achievements:- negotiated together with the CFO a 100+ M€ LMA loan agreement

Helsinki, Southern Finland, Finland

Responsibilities: Cash investments, fx and hedging. Tasks included also liquidity management, guarantee management, developing and improving processes and leading different kind of projects.Selected achievements:- responsible for establishing an in-house bank- project manager of Procure-to-pay solution project and of the Euro project

Helsinki, Southern Finland, Finland

Responsibilities: Cash Management of Fennia and Fennia Life, negotiating of financial contracts, management of the Cash Management and Back Office team (5).Selected achievements:- successfully creating a BackOffice function and team (trading in stocks and interest rate instruments) in a very tight time schedule

Helsinki, Southern Finland, Finland

Optiroc: Management accounting of tile factories. Selected achievements:- understanding that I am also a people person not only a numbers person, teamwork and cooperation with others are my preferred way to workLohja Rudus: Liquidity management of one of the business sectors.Selected achievements:- good cooperation with the headquarters in Sweden

Master'S Degree In Economics, Finance, General

Matriculation Examination