Anna Agapitou Email & Phone Number

Kehlen, Lu

Luxembourg, Luxembourg

Responsible for drafting loan documentation for Lombard and Mortgage loans, dealing with cross border legal aspects and obtaining Legal opinions where necessary in cooperation with Legal, adapting documents for covenants and liaising with Notaries, external valuators and Banks lawyers in the aim to complete loan transactions in a timely manner. Checking all covenants set by Risk are in place before instruction of limit set up and disbursement of loan to client. Conducting periodic reviews, updating property valuations in accordance with regulatory requirements. Liaising with external and internal Audit upon request.

Luxembourg

Managing and administering special credit products including mortgage loans. Experience with loans secured with unlisted shares and special structures. Responsibilities include drafting legal documentation, input of facilities and covenants in Avaloq and Appway, checking and approving outgoing payments on pledged portfolios. Experience with credits secured by LIP and very good knowledge of MCD and its impact on credit business. Support to Account relationship managers on all credit related issues and products.

Luxembourg

Dealing with mortgage loans in Spain, France and UK , handling all communication with evaluators, lawyers and notaries. Drafting all appropriate legal documentation for establishment of the loan, input in system, disbursement of the loan after checking all covenants are in place. Internal reporting to management and monitoring past due liabilities. Contributing to procedure drafting and IT testing. Continuously supporting front office on queries around mortgage loans and handling all modifications during the life of the loan.After asset deal with UBS, became product manager assisting with the onboarding mortgage portfolio of Nordea Bank SA . Mapping processes, IT project coordination for custom made product solutions, reporting, credit screening and supporting front office.

Offering support and advice to Client Relationship Managers on credit issues , prescreening of credit requests and preliminary analysis on collateral quality and adequacy, legal documentation support and follow up, liaising with notaries . Handling Lombard loans, equity release, mortgage loans, overdraft and standard loans .

Assisting in the liquidation process, handling client's requests and transfer of assetsIn charge of the project of transfers of corporate entities (offshore and onshore) to new Administrative Agents, including KYC and credit control, process of client asset and cash claims

Daily control of Overdrafts and "Lombard" breaches of Private Banking Clients and direct communication with Account Managers for remedial actionControl the establishment of New Credit LinesAdministrative Support of Loan process (Issuing Loan documents, liaising with internal and external lawyers for modification of legal documentation, input of lines in system, roll-over of loans) Assisting in "streamlining " the work and the Banks IT SystemAssessing new credit cases and presenting them to the Head of Credit or the Credit Committee for approvalLiaising with external legal offices, property evaluators and intermediaries for verification and investigation of new filesRegular credit reviews on client files to assess the respect of the loan approval terms and conditionCredit Risk Manager :Monitor the respect of the Bank's credit policies, procedures and controls relating to credit risks Monitor watch list, doubtful and irrecoverable accounts and ensure that appropriate andtimely loan loss provisions have been made Provide advice/assistance regarding all credit matters Provide assistance in financial reporting to the Parent Bank

(Company closed down on 06.2004 following decision from London HQ) Strongly focused on KYC and AML issuesBusiness Development in local MarketTook over successfully Financial Reporting on Business Development, Sales and CommissionsAchieved Client acquisition targets through phone sales and marketingUndertaken projects of business processes improvements and client data analysis

Harmonious transfer of banks' existing clients in the Greek market under my responsibilityDevelopment of a portfolio of greek clientsParticipated in testing of new automated orders processing systems in the department

Creation of a portfolio of greek clients, handling clients instructions and complaints, prospecting clients of the bank's retail network, handling IPO subscriptions

Within a short period of training undertook the operational support of all accounts of the Head of the Private BankingActed as an assistant to the Head of the Private Banking and received clients' visits at her absence

Greece

Responsible for the set-up and management of the Sales Support DepartmentEstablished procedures for the efficient and speedy progress of consumer application processing originating from the merchant networkDevised a bonus scheme for the motivation of the merchant network to increase consumer loans' salesCoordinated and revised all legal documents needed for the update of the network's individual filesHandled complaints originating from corporate or private clientsSupervised a team of four people to the satisfactory provision of network's client service

Mba, Business Administration With A Specialisation In Finance

Bsc, In Statistics Computing Operational Research And Economics, Second Class Upper Division