Anna Mcdowell Email & Phone Number

United States

United States

Reviewed pre-approved applications by reviewing applicants’ financial background, tax returns, employment history, credit reports, assets and verifying accuracy.Managed a high-volume pipeline that consistently surpassed productivity goals.Safeguarded lenders and customers’ interests while strictly adhering to underwriter investor guidelines.Analyzed applicants’ information while making recommendations based on findings to ensure integrity of the loan process.Reviewed appraisals and other third-party reports.Made decisions on loan approval, denial or counteroffer.Crafted meticulous detailed notes that reflected my logical approach to the review process.Partnered seamlessly with loan officers and processors to expedite necessary documentation needed to ensure a smooth application process for all involved.

United States

Worked a dynamic, high-volume pipeline, delivering unparalleled customer service to clients, sales partners, team members, and title agents.Ensured timely delivery of disclosures, verified accuracy with a goal of upholding compliance standards.Conducted comprehensive reviews of closing documents, authorized funding with precision to facilitate a seamless and compliant closing process.Provided invaluable support to the team, particularly in navigating intricacies of complex loans.Assisted management with insightful daily reporting, contributed valuable data for strategic decision-making.Mentored less experienced staff, provided training on duties and systems to facilitate seamless integration and growth within the team.

United States

Conducted comprehensive reviews of conventional and non-QM (Qualified Mortgage) loans, analyzing borrowers' repayment capacities and financial profiles.Reviewed pre-approved applications by reviewing applicants’ financial background, employment history, credit reports assets and verifying their accuracy.Reviewed appraisals and other third-party reports.Compiled detailed reports outlining findings, complete with insightful recommendations for loan approval processes and presented these to the Board of Directors for final approval.Guided borrowers through approval options by creating tailored document checklists for clarity and efficiency. Collaborated closely with title companies and realtors to ensure timely closure of loans.Took an active role in closing and funding loans, guaranteeing a smooth and efficient completion of the loan process.

Philadelphia, Pa

Managed mortgage loan applications, ensuring accuracy and compliance with regulatory guidelines.Analyzed financial documents, including income statements, tax returns, credit reports, and appraisal reports, to assess borrower eligibility and loan viability.Communicated effectively with clients, loan officers, underwriters, and third-party service providers to gather necessary documentation and resolved any issues that arose during the loan process.Utilized loan origination software to input and track application data, generate loan estimates, and prepare loan packages for underwriting review.Collaborated with underwriters to address conditions or stipulations required for loan approval to expedite loan approval process.Maintained thorough knowledge of mortgage industry regulations, including TRID, RESPA, and HMDA, to ensure compliance in all loan transactions.Provided exceptional customer service, addressing client inquiries and concerns in a timely and professional manner.

Philadelphia, Pa

Originated mortgage loan applications. Guided members through the loan process from application to closing, ensuring transparency, accuracy, and compliance with regulatory requirements.Cultivated and maintained relationships with credit union members to assess their mortgage needs and provide personalized mortgage solutions.Conducted thorough financial assessments and credit analyses to determine borrower eligibility and loan feasibility, utilizing industry-standard underwriting guidelines and credit union policies.Collaborated with loan processors, underwriters, and closing agents to expedite loan processing and facilitate timely closings, maintaining open communication and addressing any issues or concerns as they arose.Participated in community outreach initiatives and networking events to promote mortgage lending services offered by credit union and expand its member base.Stayed informed about changes in mortgage lending regulations, market trends, and industry best practices, attending training sessions and professional development opportunities as needed.