Anna Baram Email & Phone Number

San Francisco

Banking Supervision & Regulation

• Advised a number of large global banks on meeting regulatory requirements arising from the Dodd-Frank Act, including conducting impact assessments, setting up an overall governance framework, developing recovery plans.
• Advised banks on various aspects of implementation of U.S. Basel II Advanced Approaches rules.

• Structured mortgage insurance transactions using behavioral default models incorporating product-based prepayment assumptions.
• Reviewed rating agencies' mortgage insurance capital and loss projection models and benchmarked their results against internal company projections. performance under stress and provided recommendations for recalibration
• Provided analytical support in structuring risk transfer agreements, testing and refining applicable models.

• Identified profitability improvement opportunities and led initiatives across business units
• Assisted in development of new products and new pricing strategies
• Assisted GE Commercial Finance Consistency (capital allocation) team in rolling out risk-based capital implementation

• Established and managed the Pricing Function, implemented policies, procedures, and controls
• Led pricing analyses of direct lease originations and portfolio purchases

• Provided modeling support for domestic and cross-border leases, including various tax-advantaged structured transactions, partnership arrangements, and portfolio acquisitions.