Anna Baram Email & Phone Number

San Francisco

Banking Supervision & Regulation

• Advised a number of large global banks on meeting regulatory requirements arising from the Dodd-Frank Act, including conducting impact assessments, setting up an overall governance framework, developing recovery plans, establishing and enhancing enterprise-wide stress testing programs, and evaluating implications of the OTC derivatives market reform.• Advised banks on various aspects of implementation of U.S. Basel II Advanced Approaches rules.

• Structured mortgage insurance transactions using behavioral default models incorporating product-based prepayment assumptions. • Reviewed rating agencies' mortgage insurance capital and loss projection models and benchmarked their results against internal company projections. performance under stress and provided recommendations for recalibration• Provided analytical support in structuring risk transfer agreements, testing and refining applicable models.

• Identified profitability improvement opportunities and led initiatives across business units • Assisted in development of new products and new pricing strategies• Assisted GE Commercial Finance Consistency (capital allocation) team in rolling out risk-based capital implementation

• Established and managed the Pricing Function, implemented policies, procedures, and controls• Led pricing analyses of direct lease originations and portfolio purchases

• Provided modeling support for domestic and cross-border leases, including various tax-advantaged structured transactions, partnership arrangements, and portfolio acquisitions.