Anne Mccosker Email & Phone Number

New York, Ny, Us

Greater New York City Area

Greater New York City Area

Accountable for lending business, managing 8 member team including Credit Structurers, Underwriters, Portfolio Manager, Portfolio and Business Analysts.► Actively manage end-to-end credit product process (including both Bank and Broker Dealer lending) in the US.► Developed the US Credit Product 3-year business proposition including strategic recommendations for team growth, platform remediation and product expansion. Obtained support for the plan from US Executive Committee. ► Restructured team headcount to introduce formal Portfolio Management function, creating an additional control function within the group and enabling the sales team to focus on growth.► Actively manage the pricing policy for the US business and finalized framework for US Pricing Forum. ► Lead remediation efforts around platform, process, pricing and products.► Partner with Senior Management in promotion and expansion of the business across 13 US offices.► Reviewed credit appetite statement, recommending expansion by including specific information for the US business. ► Recruit, train and mentor high performing teams, including providing active leadership & guidance to team members.► Partner with US Credit, Operational and Regulatory Risk to improve overall risk controls and processes.► US representative of the Wealth Credit Risk Management Committee.► One of 10 “Values Leaders” selected by Wealth Global Executive Committee to roll out and support the new Barclays Purpose, Values and Behaviors to US employees.

Greater New York City Area

Led a team of 5 professionals incorporating Credit Structurers, Underwriter, Mortgage Specialist and Portfolio Administrator. Team achieved 105% of new business target of $850M in new limits and 141% of target of annual revenue target of $9.75M.► Developed and implemented a Regional Credit Strategy to expand the product penetration into the New York, Mid-West and West Coast offices.► Expanded team by hiring Residential Mortgage Specialist and Credit Team Underwriter and managed new and existing team member’s performance and development.► Partnered in the development of ‘Credit University’ training course and facilitated to Sales Teams.► Led new product initiative to launch Loans against Insurance Policies as part of the product suite expansion.► Creatively structured bespoke solutions for HNW and UHNW clients while managing risk.► Partnered with US Credit Risk and Global Credit Committee (when needed) in approval of new facilities.► Performed Portfolio Management including annual reviews, risk ratings, and review of expected losses.► Maintained strong relationships with Credit Risk, Compliance, Treasury, Legal and Operations as key business partners.► Recruited and improved performance of staff members, providing active leadership and guidance around structuring complex credit opportunities.

Led a multi-jurisdictional team of 5 credit structurers and managed the growth of the credit portfolio to a £5.4 billion credit book with an associated revenue line of £70 million.► Partnered with Private Bank Senior Management in strategically expanding the product while managing the balance sheet allocation within the International Private Bank.► Provided credit input to EMEA Management Committee while partnering with business leaders in each location to monitor credit penetration of Private Bankers and identify areas of development to expand business.► Provided coaching and guidance for team members while working on raising their profiles.► Liaised with Credit Risk partners and Global Credit Committee to ensure transaction credit approval.► Identified product gaps in credit offering as part of product suite expansion strategy – including lending against Insurance Policies, lending against Indian Equities and lending against GCC Equities.

Partnered with Private Bankers to proactively market credit solutions to EMEA and NRI clients.► Structured and negotiated all large and structured transactions, involving cross currency finance, hedging, illiquid and restricted securities while focusing on optimizing the organization’s risk/return profile to exceed both client and Private Banker expectations.► Designed and implemented Private Banker Credit Training in partnership with Senior Management (facilitated training in London locations across EMEA and UK Private Bank businesses).► Developed inter-group referral streams in 2004 and 2005 to broaden credit product suite to enable Investment Bank and Corporate Bank services to be delivered to Private Bank clients.► Exceeded growth target each year of between 30 – 35% annually.

Brisbane, Australia

Built and managed a portfolio of HNW client relationships. Assessed client’s financial position and provided advice on investment and credit solutions ensuring optimal client and organizational returns.

Australia