Anne is a Certified Benefits and Retirement Consultant with a pioneering passion for educating employees. Anne's hallmark is making the complex easy to understand. She has been in the financial services more than two decades. Anne earned a B.A in English & Education at University of Maryland, Baltimore County and an M.A in Religion and Counseling at Covenant Seminary in St Louis. She worked as a clinical counselor and college psychology instructor and was a technical writer, editor, and journalist prior to entering the financial services industry. Anne is TESOL certified for ESL work (English as second language) and has taught English to people who have a different first/heart language.Anne is a lifelong student of health and wellness, helping her family maintain a natural, whole food, ecologically sound lifestyle. Anne is an award-winning artist. God’s creation is her inspiration. Her abstract paintings can be found in local galleries and business venues.