Experienced Director with a demonstrated history of working in finance industry. Strong professional expertise in Commercial Operations, Negotiation, Leadership, Transformation, Change Management, and Strategic Execution.With more than 25 years of experience in the Nordic financial sector, I’ve worked in leadership roles across multiple countries, focusing on business growth, strategic development, and managing large teams. I have hands-on experience with creditmanagement, P&L responsibility, and leading complex transformations that align business operations with evolving market demands. Throughout my career, I’ve been dedicated to optimizing processes, ensuring regulatory compliance, and driving sustainable financial results.As a leader, I’ve guided teams across different regions, always striving to set clear goals and foster collaboration. Building strong relationships with customers and partners has been a central part of my approach, ensuring that their needs are met while strengthening long-term engagement. Whether managing large corporate clients or developing new markets, I focus on creating solutions that deliver value and support the overall business strategy.I’m eager to bring my experience in business development, leadership, and change management to a forward-thinking organization. I’m passionate about fostering team growth and creating impactful results that drive business success, while maintaining a customer-centric focus.Selected Results:🔹Business Transformation:Restructured Ekspres Bank from country-basedoperations into a unified Nordic organization, enhancing effi ciency and profi tability.🔹Market Expansion: Successfully launched new business areas in Sweden and Norway, boosting market share and improving customer experience through digitalinitiatives.🔹Credit Management and Compliance: Streamlined credit processes to ensure fullcompliance with local regulations, improving credit quality and navigatingregulatory audits smoothly.🔹Strategic Partnerships: Built strong partnerships across the Nordic region,increasing customer engagement and positioning the bank as a market leader.Annika Olssonannikao76@gmail.comMob: +45 41115553