I am an avid traveller. Studied in Europe and worked in Asia and America now i currently live in Singapore. I have always believed that, there is nothing like travelling and teaching. When Trainings are held in places like San Francisco the perception and understanding is so different from handling classes in South Africa or in Sydney. As an International trainer, this is what keeps me going, so much of preparation, so much less talk, just to gain a momentum amongst the new learners, more observation and only at the end of the day to realise we all have the same blue sky. There is a huge gap between Perception and Reality. At the end of the day there is nothing like good music, interesting conversation with unknown people and a good book by a new author from a different continent. Had many success and failures, which is again very subjective, all these things only from an other person's perception in view of the financial world. Next Era: Let us all agree the next wave is only on Big Data, Business Intelligence and Triz (theory of innovative problem solving). Working hard to bring some of the most intelligent modules and Artificial Intelligence through machine learning.