Anosh Kalwachia

Anosh Kalwachia Email and Phone Number

Data Scientist @ Startup
Toronto, ON, CA
Anosh Kalwachia's Location
Toronto, Ontario, Canada, Canada
About Anosh Kalwachia

Data Scientist with expertise in credit risk modelling.Built application scorecard for unsecured PL using reject inferencing and SHAP for explainability.Built behaviour scorecard to increase no-doc renewal while dropping bad rate by 50%.

Anosh Kalwachia's Current Company Details
Startup

Startup

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Data Scientist
Toronto, ON, CA
Anosh Kalwachia Work Experience Details
  • Startup
    Data Scientist
    Startup
    Toronto, On, Ca
  • Stealth Ai Fintech Startup
    Senior Data Scientist
    Stealth Ai Fintech Startup Sep 2022 - Present
    Toronto, Ontario, Canada
    • Worked on Proofs of Concepts using conventional and alternate data from 7 banks and 4 fintechs across USA, UAE, Canada, India• Built Application Scorecard, Behavioural Scorecard, Collection Scorecard machine learning models for personal loan, credit card, car loan, and MSME• Increased approval rate and decreased cost of default through robust Application Scorecard models• Worked on underwriting, lead prioritization, campaign analytics, business analytics, and collection strategy• Launched Customer Intelligence score (B2B MSME score) and Financial Health Report (D2C product)• Built multiple versions of underwriting models using alternate data (bank statement, sms data, geo location, gst, etc) with XGboost algorithm to risk-rank TTD, Amount strategy, and Tenure strategy for different risk grades• Built fraud model (to predict unknown frauds) with reason code (explainability)• Built recommendation engine to offer the ‘first time right’ Interest rate slab to customers• Built reason code framework using SHAP, to add explainability of ML models• Built model monitoring framework and early warning system• Built models to prioritize lead and sms campaign
  • Ontario Ministry Of Children, Community And Social Services
    Data Scientist
    Ontario Ministry Of Children, Community And Social Services Sep 2021 - Aug 2022
    Toronto, Ontario, Canada
    • Designed and built hospital readmission model and claim fraud detection model• Built Feature Universe of 30k features on top of hospital and Ministry data• Used expandability method and SHAP to determine why the variable is important and what is the impact• Checking the stability of the model with PSI and CSI index• Built model monitoring framework and early warning system
  • Ontario Ministry Of Health
    Policy Analyst Intern - Office Of The Provincial Chief Nursing Officer
    Ontario Ministry Of Health Apr 2019 - Sep 2019
    Toronto, Ontario, Canada
    As a policy analyst intern, I collaborated with the team on policy and program development by conducting qualitative analyses, drafting policy notes, and providing strategic advice from a public health lens. In addition, I supported the development of both pan-Canadian and Ontario nursing regulatory frameworks by creating briefing materials and presentations for stakeholder consultations. Overall I gained extensive knowledge of government regulations in the healthcare industry, developed excellent organizational, writing, and public speaking skills, and learned how to create effective presentations for stakeholder audiences.
  • Nebula Technologies Inc.
    Customer Service Representative
    Nebula Technologies Inc. Jan 2013 - May 2019
    Mississauga, Ontario, Canada
    Nebula Technologies Inc. is a networking hardware and consulting company that has managed networks for organizations such as Best Western. As a customer service representative, I enhanced the creation process of customer proposals through Tableau and Microsoft Visio diagrams based on consultations.

Anosh Kalwachia Education Details

  • Western University
    Double Major In Interdisciplinary Medical Sciences, And Medical Cell Biology
  • Centennial College
    Software Engineering Technology - Artificial Intelligence
  • Datacamp
    Python/Sql Development, Data Manipulation, Data Visualization, Machine Learning
  • Udemy
    Udemy
    Python And Django Full Stack Development; Data Science And Machine Learning
  • Brock University
    Master Of Public Health
  • St. Francis Xavier Secondary School, Mississauga
    St. Francis Xavier Secondary School, Mississauga
    Ontario Secondary School Diploma & Diploma Of The International Baccalaureate

Frequently Asked Questions about Anosh Kalwachia

What company does Anosh Kalwachia work for?

Anosh Kalwachia works for Startup

What is Anosh Kalwachia's role at the current company?

Anosh Kalwachia's current role is Data Scientist.

What schools did Anosh Kalwachia attend?

Anosh Kalwachia attended Western University, Centennial College, Datacamp, Udemy, Brock University, St. Francis Xavier Secondary School, Mississauga.

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