Anshu Shankar Prasad Email & Phone Number

Karnataka, India

Bengaluru, Karnataka, India

Started the Risk and Analytics function and building different financial products for MSME base.1.Developed the Credit risk policy and Implemented the same in the system with the help of engineering team - This is proving beneficial in improving application funnel2.Development and Implementation of rules on banking data for providing right eligibility and exclusion

Bengaluru, Karnataka, India

Build the analytics team from scratch,Responsible for all analytics and risk related projects in the organisation.Had design the process and underwriting to grow the company 6x at controllable loss rates.1. Devloped the Credit Risk framework for full retail portfolio 2. Automated the organisational MIS that is used for daily and monthly operations3. Using alternate data sources available in the Rural and Semi Urban segment to assess the credit worthiness of the borrower

Bengaluru, Karnataka, India

Worked on different alternative data sources available from mobile application (SMS,Apps etc.) and other geo political data,Creating relevant features from these sources and use it to in credit decisions.Responsible for end to end model development and deployment process.From Data Extraction, Features Creation, Elimination,Model development, Validation and deployment.Portfolio monitoring and strategy development for increasing the user funnel.

Mumbai Area, India

1. Two Wheeler portofolio analytics2. Stress Index for Secured Loan Products

Pune Area, India

1.Income imputation for Cross Sell of Personal Loan,Insurance and Credit Card2.Model development for acquisition of credit card customer3.Model development for Salaried Personal Loan

Pune Area, India

Projects Undertaken:1. Acquisition scorecard for Business Loan,Rural consumer durable and OMC customers2. Behaviour scorecard development for cross sell of unsecured products. For Example-Personal Loan,Business Loan3.Prediction of income(Regression Model) for cross-sell products4. ECL (Expected credit loss models, PD, EAD, LGD) models being developed for the regulatory purpose. Due to change in new accounting standards GAAP is replaced Ind AS there was requirement for new loss model development.5.Personal Loan Cross sell process reinvent6. Prepayment model development for SALPL7.Model monitoring of all existing scorecardsAward:Got recognition on July2018 for delivering Expected Credit Loss(ECL) models within strict timelines

Bengaluru Area, India

Development of Co based superalloys used in turbine blades and high temperature applications

Bhiwadi Rajasthan

Production of Multi Component Metal Oxide,Marketing analytics for strategy making, Diversification and expansion of company

Varanasi Area, India

Studied many courses of mathematics fir understanding of numerical methods used for solution of linear and non linear equations.

Ahmadabad, Gujarat, India

Worked on increasing the energy efficiency of ceramic fiber paper plant.

Guwahati Area, India

Compare the performance of two Software ECLIPSE and IBM ILOG and them to solve Optimization Problems

M.E., Materials Engineering, 6.8/8

Activities and Societies: Sports Team, Materials Club

B.Tech, Chemical Engineering, 7.25/10

Activities and Societies: Volunteer at KASHI UTKARSH1st runnerup prize in Autonomous Line Follower Robot Competition In Technex 2011

12Th, Science

Activities and Societies: Debate TeamParticipated in Regional Math Olympiad