Anthony Donovan Email & Phone Number

San Francisco, California, US

• Demonstrating excellent communication, leadership, and collaboration skills while managing a portfolio of commercial banking clients with revenues up to $500-million.
• Managing a diverse Middle Market portfolio that consists of commercial real estate, non-profits, contractors, and other C&I clients with commitments in excess of $200-million.
• Collaborating with Relationship Managers to develop and maintain client relationships, understand their credit needs, and provide recommendations on managing their portfolios.
• Independently underwriting, structuring, negotiating, and monitoring complex transactions for commercial lending and treasury management products.
• Performing financial analysis including projections, repayment capacity, interest rate sensitivity, borrowing base capacity, and capital structure.
• Remaining current on industry and economic trends and analyzing the financial performance of commercial banking customers to make informed decisions related to managing portfolios.

San Francisco, California, US

• Managed a complex portfolio consisting of 31 credit relationships, with an aggregate exposure of $196-million, to high net worth individuals, single asset entities, and large privately held companies.
• Prepared loan presentations and credit analysis for credit decisions, while providing financial statement spreadsheets to examine the financial condition of borrowers in order to underwrite transactions including.
• Worked closely with 10 Relationship Managers in Washington, Oregon and Utah to appropriately underwrite and structure new loan requests, as well as existing loans being renewed, and making joint calls with the.
• Evaluated financial information such as tax returns, organization documents, legal documents, or other information required to assess a borrower's credit worthiness.
• Provided questions to the Relationship Managers that need to be addressed with the borrower to clarify changes in financial trends, management, and the overall company or its operations (assessment of closely held.
• Designed appropriate covenants based on the type of loan, the amount of the loan, and the credit risk of the Bank, while ensuring covenants comply with loan policy or have an appropriate mitigant.

US

• Oversight of a $350-million commercial loan portfolio for the Greater Puget Sound area as the Lead Regional Credit Administrator, while handling the region's monthly risk rating and delinquency reporting to the Chief.
• Credit decision authority for new or existing commercial/industrial, non-agented participations, and real estate loan transactions from $2-million to $20-million.
• Reviewed the bank's top 20 relationships by aggregated commitments in the region with Senior Management along with the largest construction facilities originated and classified assets.
• A member of the bank's acquisition due diligence team, as well as reviewed and advised on both FDIC assisted transactions under a loss-share agreement and non-assisted transactions.
• Partnered with 16 Relationship Managers and Credit Analysts to ensure underwriting, risk rating, analysis of repayment sources, and collateral were consistent with the bank's commercial credit policy and regulations.
• Reviewed loan documents as well as oversaw the post-closing activities including perfection of security interests, ongoing collateral monitoring, and paid loan processing.

Minneapolis, MN, US

• Managed a commercial dealer loan portfolio, which included underwriting, risk management, and pricing, as well as performed periodic reviews to ensure timely completion of renewals and risk rating accuracy.
• Completed a thorough, independent credit/financial analysis including the preparation and presentation of loan prescreens and loan underwriting packages for loan approval.
• Maintained relationships with clients/outside third parties in the collection of information and documentation including financial reporting and covenant compliance that were needed for prescreens, underwriting.
• Collaborated with Loan Servicing departments to ensure all client-related documentation and administrative issues were resolved on a timely basis, as well as reviewed loan documentation to ensure documents were.
• Worked closely with the Credit Analysis Support Team to ensure financial ticklers were cleared, financial spreads completed, and financial covenants were tested, while actively monitoring the portfolio, complete trend.
• Reported problem loan status to the Credit Administration, as well as ensured adherence to all compliance programs, including completion of all required and assigned training modules by establishing due dates

San Francisco, California, US

• Originally hired by the bank as a Business Relationship Manager, and later reassigned to the Commercial Banking team in February of 2004 to assist with the integration of an acquired loan portfolio.
• Managed a $48-million commercial loan portfolio, including operating exposure, interest rate swap, and foreign exchange exposure following a local community bank acquisition.
• Participated in bank group and customer sales calls with 5 Relationship Managers, and prepared quarterly problem loan reports for review/presentation to the Relationship Managers and Credit Administration.
• Analyzed a commercial loan portfolio that was focused on bank participations, healthcare, seafood, and general industries for companies with annual revenues up to $500-million.
• Reviewed and analyzed financial statements and projections in order to evaluate potential credit issues, as well as presented the conclusions to the Relationship Managers and the Loan Committee.

Norwalk, CT, US

Minneapolis, MN, US