Building an integrated platform to digitize business-to-business interaction that focus on Trifecta, namely - e-Invoicing : to provide & extend payment term, Paperless - Digital Payment : to pay and get paid, Digitally - Supply Chain Financing : to pay LATER and get paid FASTER

• Heading newly established Digital Lending Department as part of Consumer Lending Group. • Design, Plan and Execute launching of mobile apps for unsecured loan product to allow customer applying loan digitally. • Manage a cross-functional team ranging from Business, Product, Risk Management, and IT to ensure timely launching of Digital Lending Mobile Apps. • Direct report to Senior Management of bank in both local and regional.

• Report directly to VP of Digital Business in Tokopedia• Responsible to develop TokoCash as one of the main payment method for Tokopedia platform. • Develop use-case of TokoCash by establishing partnerships with banks, financial institution and major retailer / offline stores as new channel for Tokopedia’s payment point. • To kick-start and promote Tokopedia's Giftcard as one of the option for Entreprise / Corporate Loyalty Program. • Exposure to Financial Technology platform in Tokopedia.

• Accounted for the sales of Trade Finance & Services Products to support client's business in International trade and transaction banking. • Tailoring and structuring trade solution • Managing portfolio of client that range from commodity, O&G, plantation, construction, consumer goods, automotive with proven sales track record• Process improvement project for UPAS / UPAU LC transaction.• Product development of Risk Participation scheme for trade related products.• Huge exposure on Supply Chain Financing, Factoring and cash management.• Appointed as New Product Approval (NPA) Champion that responsible for weighing and managing risk in new product / services development within department.

Exposed to various superior in-class traing and on-the-job training within key departments in DBS Bank.