Anthony Joy Email & Phone Number

Riyadh, Saudi Arabia

[2016 - Present] Senior Risk Manager & Credit Committee Secretary of the Bank. Hold the charge of Board Credit Committee Secretary (ExCom) for 2017 ~ 2020. Review and provide guidance to the Business divisions on the materials being submitted to the Board Credit CommitteeIn coordination with the committee chairman to setting the meeting agenda Preparation of CC and ExCom meeting minutes and recording the decision of the committee and submitting the decision to the relevant… Show more [2016 - Present] Senior Risk Manager & Credit Committee Secretary of the Bank. Hold the charge of Board Credit Committee Secretary (ExCom) for 2017 ~ 2020. Review and provide guidance to the Business divisions on the materials being submitted to the Board Credit CommitteeIn coordination with the committee chairman to setting the meeting agenda Preparation of CC and ExCom meeting minutes and recording the decision of the committee and submitting the decision to the relevant stakeholders. Maintaining the database of credit approvals by management/board committees for follow-up and reporting.Authorized signatory/owner of Credit Commitment Reports (CCRs) on behalf of CC and ExCom. CC representative for ongoing Credit Approval automation project. Show less

Riyadh, Saudi Arabia

[2013 – 2016] Senior Risk Manager - Credit Risk Management Department:Reviewing and updating Credit Policy Guide and ExCom and CC charters. Monitoring credit exception reports and notifying the transactions for CC approval.Monitoring risk involved in financial transactions. Prepared post facto credit reviews for Corporate and FI proposals.Managing the MIS related to Risk Management and was assigned Bank coordinator for Moody’s Overall monitoring of transaction approval… Show more [2013 – 2016] Senior Risk Manager - Credit Risk Management Department:Reviewing and updating Credit Policy Guide and ExCom and CC charters. Monitoring credit exception reports and notifying the transactions for CC approval.Monitoring risk involved in financial transactions. Prepared post facto credit reviews for Corporate and FI proposals.Managing the MIS related to Risk Management and was assigned Bank coordinator for Moody’s Overall monitoring of transaction approval process. Show less

Riyadh, Saudi Arabia

[2009 - 2013] Senior Relationship Manager (CBG). Overlooked a portfolio of SAR 5 billion, mainly contracting majors and diversified businesses across trading and industrial sectors.Preparation of credit appraisals, credit monitoring and credit supervision. Expert in contract financing, contract status tracking and credit monitoring.

India/Hong Kong

[2004- 2009] Last assignment in State Bank of India was Chief Manager of Corporate Account Group, New Delhi. During this assignment I handled large corporate accounts of India (private and semi-government). Other area of specialization during this tenure was project financing i.e. mainly infrastructure projects. Assignment of CAG New Delhi and other postings listed below helped me to acquire vast experience in credit and risk functions of the banking sector (mainly corporate financing/ Risk… Show more [2004- 2009] Last assignment in State Bank of India was Chief Manager of Corporate Account Group, New Delhi. During this assignment I handled large corporate accounts of India (private and semi-government). Other area of specialization during this tenure was project financing i.e. mainly infrastructure projects. Assignment of CAG New Delhi and other postings listed below helped me to acquire vast experience in credit and risk functions of the banking sector (mainly corporate financing/ Risk Monitoring & Management). [1994- 2003] Upon returning to India bank posted me as Senior Manager in various credit assignments attached to Zonal Offices and Head Office. [1990- 1993] Bank assigned me to bank’s Honk Kong office as Manager Trade Finance/ Forex division. [1989- 1990] Upon completion of Probation posted as Asst. Manager for SME Financing. [1987- 1989] Joined State Bank of India (premier banking institution in India) as Management trainee and underwent 2-year probation in multiple branches/locations across all banking products. Show less

Bachelor'S Degree, Theoretical And Mathematical Physics

Associate Member Of Capital Market Accreditors In India

Fellow Of Mutual Fund Dealers Association Of India

Chartered Associate Of Indian Institute Of Bankers, Banking, Corporate, Finance, And Securities Law