Handle strategy formulation and implemention of Financial Services and array of products across Africa.

As Global Head of Portfolio at Lipa Later Group, I am responsible for managing the company's portfolio across all its operations. With over 12 years of experience in credit risk management and portfolio optimization, I have a proven track record of building and leading high-performing teams that drive business growth and deliver exceptional results.My expertise in risk analysis and mitigation enables me to make informed decisions that minimize risk exposure while maximizing returns for… Show more As Global Head of Portfolio at Lipa Later Group, I am responsible for managing the company's portfolio across all its operations. With over 12 years of experience in credit risk management and portfolio optimization, I have a proven track record of building and leading high-performing teams that drive business growth and deliver exceptional results.My expertise in risk analysis and mitigation enables me to make informed decisions that minimize risk exposure while maximizing returns for our clients and stakeholders. I am committed to identifying new opportunities for growth, driving innovation and championing change to stay ahead of the curve in a constantly evolving industry.At Lipa Later Group, we are passionate about providing affordable and accessible credit to consumers and businesses across Africa. I am proud to be part of a team that is dedicated to driving financial inclusion and empowering individuals and communities to achieve their goals. Show less

As a Credit Risk Manager for Wasoko's East Africa division, I was responsible for assessing credit risk and developing strategies to mitigate risk exposure while ensuring that the organization's credit portfolio remained profitable. My role involved analyzing data to identify trends and patterns that could impact credit risk, monitoring and evaluating credit risk models, and developing risk management policies and procedures. I worked closely with cross-functional teams to provide… Show more As a Credit Risk Manager for Wasoko's East Africa division, I was responsible for assessing credit risk and developing strategies to mitigate risk exposure while ensuring that the organization's credit portfolio remained profitable. My role involved analyzing data to identify trends and patterns that could impact credit risk, monitoring and evaluating credit risk models, and developing risk management policies and procedures. I worked closely with cross-functional teams to provide recommendations on credit decisions and ensured compliance with regulatory requirements. Overall, I played a critical role in ensuring the financial stability and success of the organization in East Africa. Show less

As Head of Credit at Sunculture, I managed the credit department, implemented regulatory-compliant credit policies, and monitored credit trends to optimize the credit portfolio. I worked closely with sales and finance teams to align credit decisions with the company's strategic objectives, and successfully formulated the PayGo model, enabling the company to close major investment rounds. This innovative financing solution allowed customers to purchase products and services through flexible… Show more As Head of Credit at Sunculture, I managed the credit department, implemented regulatory-compliant credit policies, and monitored credit trends to optimize the credit portfolio. I worked closely with sales and finance teams to align credit decisions with the company's strategic objectives, and successfully formulated the PayGo model, enabling the company to close major investment rounds. This innovative financing solution allowed customers to purchase products and services through flexible payment plans, attracting significant investment capital. Overall, my role was critical in supporting Sunculture's financial stability and growth. Show less

As Credit and Data Manager for Agrics East Africa, I was responsible for managing the company's credit risk and overseeing data management processes. I developed and implemented credit policies and procedures to ensure compliance with regulatory requirements and mitigate risk exposure. I also managed a team of field Credit & Data Officers and worked closely with the sales and finance teams to align credit decisions with the company's strategic objectives. Additionally, I oversaw data… Show more As Credit and Data Manager for Agrics East Africa, I was responsible for managing the company's credit risk and overseeing data management processes. I developed and implemented credit policies and procedures to ensure compliance with regulatory requirements and mitigate risk exposure. I also managed a team of field Credit & Data Officers and worked closely with the sales and finance teams to align credit decisions with the company's strategic objectives. Additionally, I oversaw data management processes, ensuring data accuracy, quality, and security. Through my expertise in credit risk management and data analysis, I provided valuable insights to support Agrics East Africa's financial stability and growth. Show less

As Risk and Compliance Manager at Opportunity International Microfinance, I oversaw risk management and compliance operations for the organization. I developed and implemented risk management policies and procedures to ensure regulatory compliance and mitigate risk exposure. I also managed a team of compliance analysts and worked closely with other departments to ensure compliance with laws, regulations, and internal policies. Additionally, I monitored compliance trends and developed strategies… Show more As Risk and Compliance Manager at Opportunity International Microfinance, I oversaw risk management and compliance operations for the organization. I developed and implemented risk management policies and procedures to ensure regulatory compliance and mitigate risk exposure. I also managed a team of compliance analysts and worked closely with other departments to ensure compliance with laws, regulations, and internal policies. Additionally, I monitored compliance trends and developed strategies to optimize compliance while ensuring profitability. Through my expertise in risk management and compliance, I provided valuable insights to support Opportunity International Microfinance's financial stability and growth, while ensuring the organization's compliance with regulatory requirements. Show less

As a Risk Analyst at Faulu Microfinance Bank, I was responsible for analyzing and managing the risks associated with the bank's lending and investment activities. I developed and implemented risk management policies and procedures to ensure that the bank was operating within its risk appetite and regulatory requirements. I monitored credit trends and performed risk assessments on loan applications and investment opportunities. Additionally, I worked closely with other departments to identify… Show more As a Risk Analyst at Faulu Microfinance Bank, I was responsible for analyzing and managing the risks associated with the bank's lending and investment activities. I developed and implemented risk management policies and procedures to ensure that the bank was operating within its risk appetite and regulatory requirements. I monitored credit trends and performed risk assessments on loan applications and investment opportunities. Additionally, I worked closely with other departments to identify and mitigate operational risks, including fraud and cybersecurity threats. Through my expertise in risk management and analysis, I provided valuable insights to support Faulu Microfinance Bank's financial stability and growth, while minimizing the risks associated with its activities. Show less

As a Senior Credit Officer at Unaitas Sacco, I was responsible for managing the credit portfolio and ensuring the creditworthiness of the organization's borrowers. I performed risk assessments and analyzed financial statements to make informed decisions on loan applications. Additionally, I monitored the loan portfolio to ensure timely repayments and identified potential delinquent loans for early intervention. I also provided guidance and mentorship to junior credit officers, ensuring their… Show more As a Senior Credit Officer at Unaitas Sacco, I was responsible for managing the credit portfolio and ensuring the creditworthiness of the organization's borrowers. I performed risk assessments and analyzed financial statements to make informed decisions on loan applications. Additionally, I monitored the loan portfolio to ensure timely repayments and identified potential delinquent loans for early intervention. I also provided guidance and mentorship to junior credit officers, ensuring their adherence to the organization's credit policies and procedures. Through my expertise in credit risk management, I played a critical role in supporting Unaitas Sacco's financial stability and growth, while providing affordable credit to its members. I was also a member of the HQ credit Committee and helped draft and formulate the organization's 1st Credit Policy. Show less

As a Business Development Officer and Credit Officer at Sisdo Microfinance, I played a critical role in driving the organization's growth and supporting its mission of providing affordable credit to underserved communities. In my role, I was responsible for identifying and developing new business opportunities and partnerships, while also managing the credit portfolio. I performed thorough credit assessments on loan applications and worked closely with clients to understand their financial… Show more As a Business Development Officer and Credit Officer at Sisdo Microfinance, I played a critical role in driving the organization's growth and supporting its mission of providing affordable credit to underserved communities. In my role, I was responsible for identifying and developing new business opportunities and partnerships, while also managing the credit portfolio. I performed thorough credit assessments on loan applications and worked closely with clients to understand their financial needs and provide tailored solutions. Additionally, I monitored loan repayments to ensure timely collections and managed delinquent accounts through effective loan recovery strategies. Through my combined expertise in business development and credit risk management, I played a vital role in expanding Sisdo Microfinance's outreach and impact in the communities it serves. Show less