- General Manager for the California ($60M) Auto product line with full P&L responsibilities.- Collaborated with Actuarial to file and gain approval for a +51.5% California Auto rate increase.- Lead for California Condo/Auto cross sell profitable growth initiatives.- Lead for California system-to-system policy migration which took ~12 months to complete.

- Lead for 5 Auto expansion states which included extensive competitor research, and adopting competitor rates adjusted for company business model/strategy.- Insurance lead for independent agency channel expansion.- General Manager for the Illinois ($19M) Auto product line with full P&L responsibilities.- Vendor manager for third party data contracts with Verisk and LexisNexis.

- Manage a State Product team comprised of a staff underwriter, 2 insurance analysts and 3 field product consultants. - Responsible for Auto/Homeowners P&L in the Connecticut ($100M), Indiana ($35M), Kentucky ($30M), Ohio ($27M) and West Virginia ($5M) markets.- Develop 3 year revenue budget and quarterly re-forecasts, which are regularly communicated to executive leadership.- Orchestrate product launches, revisions, and migrations; from requirements, testing, training and results monitoring.- Engage regulators to assure compliance.

- Responsible for Auto/Property P&L in the Colorado ($55M) market.- Produced competitor market analysis, including market size and demographics, and relevance of product features to align in market product offerings.

- Responsible for Auto/Homeowners P&L in the Montana ($20M) and Wyoming ($5M) market.- Implemented fireline underwriting in the Montana market to help mitigate wildfire catastrophe exposure.

- Supported the development of Auto financial forecasting in the California ($1.4B) market.- Tailored product coverage training materials for Sales, Marketing, Underwriting and Operations.- Produced in-depth cost benefit analysis to justify the development/upgrade of Service Centersystems geared towards coverage upsell; 1st year return of 200%.

- Supported the development of financial forecasting in the Ohio ($40M) and Indiana ($60M)markets, defining strategic goals, and leading initiatives to help optimize/drive profitablegrowth.- Strategically implemented rate increases, catastrophe exposure management, underwritingand data validation efforts along with targeted marketing; double digit loss ratio reduction, while still maintaining topline growth.

- Lead pricing analyst for American Business Coverage (ABC), Professional Liability Medical Malpractice and Workers Compensation. - Responsible for integrating generalized linear model (GLM) loss ratio findings into ABC product; incorporated dynamic reporting to monitor loss ratio savings for planned underwriting initiatives. - Developed our 2nd generation Professional Liability product rating plan from ideation to market deployment; conducted competitive comparisons, reviewed internal/external data warehouses and used industry research alongside a multi-departmental team. - Responsible for completing 25 NCCI/Bureau Workers Compensation rate change filings across 25 states; implemented a nationwide state tiering strategy to help direct profitable growth.- Developed, customized and streamlined reserve reviews and pricing drilldowns.- Formulated semiannual recommendations to drive profitability for lines of responsibility.- Trained and help develop entry-level analysts while also ensuring the accuracy and robustness of analysis crafted by team members.

- Completed 15 Personal Auto and 15 Homeowners’ rate change filings across 15 states, including California.- Partnered with Product and Underwriting leadership to determine optimal market pricing strategy.- Responsible for developing modeled/non-modeled Homeowners catastrophe allocation methodology.

- Responsible for core reserving of commercial, personal and specialty liability lines.- Optimized the data manipulation required to perform reserving reviews; shortened the length of time needed by 1.5 weeks every quarter.