Anthony Sousa Email & Phone Number

Denton, TX, US

New York, NY, US

New York, NY, US

-Determine whether corporate borrowers have breached covenants or conditions, and as a result, have defaulted on the terms of their credit agreements-Interpret credit agreements and other legal documents to determine which loan parties require monitoring in the bank’s system for future covenant compliance evaluation-Independently calculate cash flow and.

Gainesville, TX, US

-Underwrite detailed real estate/commercial and industrial credit packages for loan requests in the $500K-$10MM range and or relationships in the $3MM-$25MM range-Perform analysis on borrower financials and pro forma projections to determine the credit-worthiness of their loan request-Present new and amended loans requests to the executive committee for.

Dallas, TX, US

• Held multiple interviews with various professionals such as financial planners, capital raisers, real estate agents, and estate planners and learned about their business and operations
• Witnessed the utilization of multiple financial software’s such as iRebal, eMoney, Think or Swim, College Aid Pro, and Riskalyze
• Created long-term personal retirement plan utilizing iRebal, eMoney, and Riskalyze software that factored and projected income growth, goals, inflation, insurance, tax liabilities, and returns
• Experienced the use of college planning software used to financially prepare clients for lending, funding, attendance cost, scholarships, and use of FASFA among the money different university choices
• Prepared and co-hosted a financial review with my relative in which my mentor and I discussed and advised her on the utilization of a SEP, ROTH IRA, and LLC; informed her of any new tax implications and provided her.
• Created a follow-up letter outlining the meeting discussion suggestions for each topic; added an action list for the client and the advisor to complete ahead of the next review

Irvine, CA, US

• Shadowed different risk compliance bankers and learned their processes and client services
• Witness the client services due diligence process and its utilization for uncovering new financial opportunities with current and new clients
• Gained awareness of fraud, how to avoid it, and the forms that it can take such as email phishing, check cashing scams, voice phishing, ID Theft, and skimming
• Handled checks and performed the proper record keeping and cash handling procedures

• Assessed and updated clients on their portfolio performance using portfolio analysis software
• Allocated funds based on client’s risk preference giving them appropriate exposure to volatility while meeting their desired investment goals and horizons
• Created a comprehensive asset/portfolio map for the clients use during meetings providing a clearer picture of their progress on their retirement/financial goals
• Acquired new clients through marketing campaigns, networking and prospecting which resulted in client acquisition, references, and new business
• Assisted in the analysis of a business’s financial statements, providing advice on strengthening its income statement such as lowering liabilities to strengthen cash flows and being less aggressive hiring

Carmel, Indiana, US

-Coordinated the financial semester with officers and the chapter-Assumed position as a voting member of the executive committee which handles internal fraternity disputes and decisions-Accurately managed fraternity inflow and outflows of cash-Filed chapter taxes-Collaborated with officers to budget for philanthropic, chapter, and greek events

Harlingen, US

Assisted the Accounting and Purchases Department with day to day tasks including:- filing- data retrieval- minor auditing-invoicing-scheduling

Master Of Data Science

Risk, Insurance, And Financial Planning Bba, Financial Planning And Services