Mynt is the fintech arm of Globe Telecom, China’s Ant Financial and Ayala Corporation in the Philippines. Mynt’s core offering is payments through the GCash wallet, extending to commerce enablement through online and offline merchant acceptance through QR codes; credit through Fuse Lending; and other financial services. Customers use GCash to buy mobile airtime conveniently; pay institutions for anything from utilities and taxes to school fees or dues on their cards, loans or Insurance accounts; or send money instantly for free. Customer wallets are funded at any of 32,000+ retail cash-in points around the country or through GCash payroll disbursement solutions; inward remittances or directly from bank or PayPal accounts. Customers can withdraw cash at any of the country’s 20,000 ATMs. Mynt is expanding commerce and financial services further to enable the aspirations of financially underserved merchants and consumers.

COO of Mynt, the fintech innovation arm of Globe Telecom, with direct responsibility for financial services vertical. This included Fuse lending which aimed to provide millions of Filipinos access to affordable credit in a sustainable way. The platform was extended to distribute Savings, Investment and Insurance solutions. Additional oversight for Mynt’s Agent Network, Bank and Remittance partnerships as cash-in channels for the GCash Wallet as well as Mynt’s Data initiatives.

Managed Retail Banking business with $2.5B in client assets. Responsible for Branch Network, Wealth Products including Investments, Insurance and Deposits; as well as Affluent and Emerging Affluent Segments.

Responsible for regional sales performance and distribution strategy for over 600 branches across Asia Pacific with Wealth Management Revenue contribution of over $2B. Drove regional sales initiatives, including rollout of ‘Smart Banking’ format to 100+ distribution points in Asia.

Managed Secured and Unsecured Lending Products with annual Revenue contribution of over US $200MM, leveraging channels of distribution including 1000 person Direct Sales force, 200+ Branches, Telemarketing and Internet.

Drove new business initiatives for the Consumer Lending Group in North America. Dual leadership role, driving profitable business growth and financial management/governance for the Wall Street Conduit, a newly created business group responsible for $400MM or 29% of Real Estate Lending net income. Created the business model as part of roll out for a new retail lending solution for the High Net Worth segment, combining real estate assets and marketable securities as collateral

Selected as the only internal manager within Citigroup's International Consumer Group for global leadership development program. Assigned to Latin America Credit Cards:Cards Business Planning Manager, Andean & Caribbean Cards Region, Ft. Lauderdale, FL (2003 – 2004)Product Manager, Credit Cards, Caracas, Venezuela (2003)Credit Risk Policy Manager, Cards, San Juan, Puerto Rico (2002 – 2003)

Led Citibank India Internet Product group to drive online acquisition of new accounts, transaction revenue, and improved customer care.