Anuj Kumar
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Anuj Kumar Email & Phone Number

Senior Vice President and State Business Head - Inclusive and Social Banking at YES BANK
Location: Ahmedabad, Gujarat, India 6 work roles 3 schools
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Role
Senior Vice President and State Business Head - Inclusive and Social Banking
Location
Ahmedabad, Gujarat, India
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Who is Anuj Kumar? Overview

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Anuj Kumar is listed as Senior Vice President and State Business Head - Inclusive and Social Banking at YES BANK, a with 24669 employees, based in Ahmedabad, Gujarat, India. AeroLeads shows a matched LinkedIn profile for Anuj Kumar.

Anuj Kumar previously worked as Vice President and State Business Head - Inclusive and Social Banking at Yes Bank and Assistant Vice President and State Business Head - Inclusive and Social Banking at Yes Bank. Anuj Kumar studied at Institute Of Rural Management Anand (Irma).

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YES BANK

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Profile bio

About Anuj Kumar

Seasoned professional with more than 13 years of experience in Banking and Microfinance industry. Rich experience in Microfinance and MSME domain, ranging from Business development, Start-up Management to Product development and strategy. Currently working with Yes Bank Limited, as State Business Leader (Gujarat) – Inclusive & Social Banking.

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Anuj Kumar's current company

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YES BANK
Yes Bank
Senior Vice President and State Business Head - Inclusive and Social Banking
bombay, maharashtra, india
Website
Employees
24669
AeroLeads page
6 roles

Anuj Kumar work experience

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Senior Vice President And State Business Head - Inclusive And Social Banking

Current

Ahmedabad, Gujarat, India

Managing new business initiatives with Business correspondent, Taraashna Financial Services Limited (TFSL) and achieving predefined sales target as well as monitoring the existing portfolio.Achievements:- Successfully implemented Business plan for Gujarat and achieved AUM growth from INR 880 million to INR 1820 million.- Attained highest branch-level productivity of INR 56 million per branch and PSM level productivity of INR 140 million per Product Sales Manager, pan India.

Apr 2022 - Present

Vice President And State Business Head - Inclusive And Social Banking

Ahmedabad, Gujarat, India

Achievement: Led the State to achieve highest disbursement percentage in FY2020-21, pan India.

Apr 2019 - Mar 2022

Assistant Vice President And State Business Head - Inclusive And Social Banking

Vadodara Area, India

Aug 2017 - Mar 2019

Assistant Vice President - Business Development

Ahmedabad

- Prepared and successfully implemented Business plan for Gujarat and Rajasthan by adding 24 new branches. Achieved a clientele base of 50,000 in one year thereby increasing the portfolio size from INR 250 million to INR 1350 million.- Trained, managed and mentored 6 Area Managers. Guided them to consistently achieve business targets. Managed a team of 300 people at 36 locations spread across Gujarat and Rajasthan. - Developing and managing new business opportunities with business partners like Tata Capital and IDBI Bank.- Successfully implemented and achieved 95% Direct Bank Transfer into Borrower’s account, thus eliminating Cash disbursement and contributing to LMF going cashless since February 2016.- Part of the core team responsible for designing Cattle Finance Product. Successfully launched the product in the field and added 700 members in LMF. This was further scaled up in tie up with business partner, Tata Capital.- Formulated various policies such as MGT policy, Fuel reimbursement policy, surveying new districts/areas, Branch opening process to strengthen the operations.- Successfully implemented LMF’s Tech initiative ‘Mobilite’ (Mobile application) on the field: (a) Tracking of repayment from members on mobile instead of manually prepared collection sheets. (b) GRT (Group Recognition Test), Housing survey and due diligence of cases through mobile;(c) Linking of Fuel reimbursement of staff to GPS- Assessed training need and prepared and executed exhaustive training plan for building staff capability.

Jan 2015 - Aug 2017

Relationship Leader - Agri Business Banking

Ahmedabad Area, India

- New Customer Acquisition for Agri business (Pledge, Working Capital finance) and Promoter Funding.- Preparing Credit proposals for Working Capital loans (Cash Credit and Overdraft) and Term Loan for Business expansion or set up of new plants; on the basis of account performance and financial analysis, thus deciding the ticket size.- Maintaining relationship with acquired customers thereby providing them enhanced banking experience. - Meeting Agri- lending targets (Priority Sector Targets) of the territory. - Generating Interest and Fee Income for the bank. Achievement: Achieved 100% achievement of target with a disbursement of INR 160 million through 12 cases.

Jan 2014 - Jan 2015

Solution Manager - Rural & Inclusive Banking Group

Rajkot, Gujarat, India

- New Customer Acquisition for Agri Business and MSME finance (Pledge & Working Capital) by understanding the business requirement and extending customized facilities.- Preparing Credit proposals for working capital loans (Cash Credit and Overdraft) and Term Loan for Business expansion or set up of new plants; on the basis of account performance and financial analysis, thus deciding the ticket size.- Conducting Financial analysis to understand the business performance and requirement of customers.- Identifying potential weak/PNPA cases and pruning them thus achieving nil delinquency in the entire portfolio.- Ensuring classification of the proposals as per Priority Sector guidelines.Achievements: - Sanctioned and disbursed 51 cases of Working Capital and 3 cases of Pledge Finance to the tune of more than INR 350 million. - Received ‘Award of Excellence’ in ‘Sirf ek din’ contest for achieving the highest disbursement, in terms of number of cases, pan India.- Received ‘Award of Excellence’ for achieving the highest disbursement, both in terms of value and number of cases, pan Gujarat.

Aug 2011 - Dec 2013
Team & coworkers

Colleagues at YES BANK

Other employees you can reach at yesbank.in. View company contacts for 24669 employees →

3 education records

Anuj Kumar education

School

St. Gabriel'S Academy, Roorkee
FAQ

Frequently asked questions about Anuj Kumar

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What company does Anuj Kumar work for?

Anuj Kumar works for YES BANK.

What is Anuj Kumar's role at YES BANK?

Anuj Kumar is listed as Senior Vice President and State Business Head - Inclusive and Social Banking at YES BANK.

Where is Anuj Kumar based?

Anuj Kumar is based in Ahmedabad, Gujarat, India while working with YES BANK.

What companies has Anuj Kumar worked for?

Anuj Kumar has worked for Yes Bank, Light Microfinance Pvt Ltd., and Icici Bank.

Who are Anuj Kumar's colleagues at YES BANK?

Anuj Kumar's colleagues at YES BANK include Lily Hernández, Ajay Bhagra, Sanjay Shinde, Amit Ahuja, and Aravind Prasaanth.

How can I contact Anuj Kumar?

You can use AeroLeads to view verified contact signals for Anuj Kumar at YES BANK, including work email, phone, and LinkedIn data when available.

What schools did Anuj Kumar attend?

Anuj Kumar studied at Institute Of Rural Management Anand (Irma).

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