Anuj Aggarwal Email & Phone Number

• Home Credit is a European-based NBFC MNC based in Prague, CR, and a subsidiary of PPF Group (~$40 Bn)
• Driving business performance reviews and influencing the CXOs for actions based on data-driven business insights
• Driving Lifetime value of products through pricing for unsecured loans, new partnerships, and VAS products
• Spearheading business and financial performance reviews with shareholders, Global CEO, and investors
• Leading Budget, rolling forecast & reporting of financial results and reporting variances and actionable business insights
• Delivered significant cost efficiencies and steered the organization toward profitable growth

• TSI India is an Australia-based Fin-tech start-up in the space of payments and transaction solutions with an annual turnover of ~ INR 4 Bn (~$60 Mn) for Indian business
• Managed a direct team of 8 direct finance professionals
• Led finance function for aspirational Fin-tech Platform for payments business
• Led management reporting for business performance and board reviews
• Led the pricing for large B2B deals basis Profitability & forward-looking scenario analysis
• Partnered with business and operational teams through data-driven analysis to make informed decisions

Gurugram, Haryana, India

• Rivigo Services Private Limited (funded by Warburg Pincus and SAIF Partners) was the tech-based unicorn start-up in road transportation with an annual turnover of INR 10 BnKey responsibilities and achievements as a.
• Managed a direct team of 20+ direct finance professionals
• Led the FP&A function for Rivigo's market Place model for trucks
• Participated in the funding process and dealt with the due diligence process
• Partnered with businesses to build the aspirational marketplace for trucking to drive margins and volume
• Lead process improvements to plug leakages

Gurgaon, India

• I joined Bharti Airtel as an Assistant Manager of Revenue Planning and after 3 accelerated promotions, I was promoted to DGM- Finance and Led Financial Planning and Analysis function for Delhi-NCR region and managed.
• Fast-tracked career growth and received 3 promotions in minimum duration.
• Won 15 Awards at Bharti Airtel for significant cost optimization, internal control, and driving business growth
• Partnered with CEO & influenced leadership teams for P&L improvement and effectively execution of organizational strategy
• Spearheaded monthly reporting, rolling Forecasts, and variance analysis and benchmarked performance against competition and other regions
• Rolled out investment appraisal financial models for network rollout and technology upgrades to regions along with DOA’s

Gurgaon, Haryana, India

• Worked as Head- Business Finance for the Wireline Business
• Partnered with CEO and cross-functional teams to execute organizational strategy
• Managed strategic projects ranging from rolling out of new Sales distribution policy, new product development, and implementation of price hikes
• Rolled out models for pricing, new investments, and key strategic initiatives
• Guide MIS team in developing the new reports required by the business
• Led product pricing decisions worth INR 45 Bn for both B2C and B2B products performed post-launch analysis and suggested actions

Gurgaon, India

• Worked as Manager and lead Business Planning and Analysis function for Homes and Offices Business with an annual turnover of INR 45 Bn.Key Responsibilities and Achievements:
• Engaged and led planning & execution of Annual Operating Plan (AOP) & Long-term Plans through working with business partners & ensured alignment with strategic goals & objectives
• Pin-pointed potential areas of risk & opportunities and provided recommendations to management to drive business results and achieve financial goals.
• Led rolling monthly flash and forecast for financial & non-financial parameters, explained variance and suggested corrective actions
• Developed reporting framework for monitoring key KPIs that impact business

Gurgaon, India

• Forecasted and performed variance analysis of each revenue line item and identification and closure of revenue enhancement initiatives
• Analyzed launch of wireline business in new geographies and launched products such as FTTH through Identification of potential areas & coordination for the roll-out of projects

New Delhi Area, India

• Tata Teleservices was the leading Telcom organization with revenue of more than $1Bn
• Led regional financial planning role for the Delhi-NCR region
• Conceptualized monthly performance analysis for multiple products & segments

(Cfa) Chartered Financial Analyst, Finance And Financial Management Services

Activities and Societies: Finance, Portfolio ManagementCorporate Finance, Portfolio Management, Merger and Acquisition, financial.

Master Of Business Administration - Mba, Finance, General, 3/4

Activities and Societies: Finance, Business plan, financial managementFinance management, Corporate Finance, business strategy,management.

Financial Risk Manager - Frm, Finance, Pass

Activities and Societies: Cleared All levels of FRM( Financial Risk Manager)Market Risk, Credit Risk, Operational risk

Bachelor'S Degree, Computer Science

Activities and Societies: Software engineering, C++,DBMS,Data StructuresSoftware Engineering, Computer Programming