Anuj Aggarwal Email & Phone Number

Home Credit is a European-based NBFC MNC based in Prague, CR, and a subsidiary of PPF Group (~$40 Bn)• Driving business performance reviews and influencing the CXOs for actions based on data-driven business insights• Driving Lifetime value of products through pricing for unsecured loans, new partnerships, and VAS products • Spearheading business and financial performance reviews with shareholders, Global CEO, and investors• Leading Budget, rolling forecast & reporting of financial results and reporting variances and actionable business insights• Delivered significant cost efficiencies and steered the organization toward profitable growth• Benchmarked performance with competition/intercompany benchmarking and driving a plan to improve operational profitability

TSI India is an Australia-based Fin-tech start-up in the space of payments and transaction solutions with an annual turnover of ~ INR 4 Bn (~$60 Mn) for Indian business• Managed a direct team of 8 direct finance professionals• • Led finance function for aspirational Fin-tech Platform for payments business• Led management reporting for business performance and board reviews• Led the pricing for large B2B deals basis Profitability & forward-looking scenario analysis• Partnered with business and operational teams through data-driven analysis to make informed decisions

Gurugram, Haryana, India

Rivigo Services Private Limited (funded by Warburg Pincus and SAIF Partners) was the tech-based unicorn start-up in road transportation with an annual turnover of INR 10 BnKey responsibilities and achievements as a Business Controller:• Managed a direct team of 20+ direct finance professionals• Led the FP&A function for Rivigo's market Place model for trucks• Participated in the funding process and dealt with the due diligence process• Partnered with businesses to build the aspirational marketplace for trucking to drive margins and volume• Lead process improvements to plug leakages• Led Revenue accounting and smooth closure of Statutory Audit and Internal Audit

Gurgaon, India

I joined Bharti Airtel as an Assistant Manager of Revenue Planning and after 3 accelerated promotions, I was promoted to DGM- Finance and Led Financial Planning and Analysis function for Delhi-NCR region and managed the P&L responsibility of an annual turnover of ₹60 Bn~ (USD 700 Mn).Key Accomplishments and responsibilities managed:• Fast-tracked career growth and received 3 promotions in minimum duration.• Won 15 Awards at Bharti Airtel for significant cost optimization, internal control, and driving business growth• Partnered with CEO & influenced leadership teams for P&L improvement and effectively execution of organizational strategy• Spearheaded monthly reporting, rolling Forecasts, and variance analysis and benchmarked performance against competition and other regions• Rolled out investment appraisal financial models for network rollout and technology upgrades to regions along with DOA’s• Conceptualized and launched national Sales & distribution policy resulting in improvement in customer quality and reduction in incentive payouts• Led product pricing worth ₹45 Bn (USD 550 Mn) for both B2B and B2B business segments• Produced data-driven business insights and plugged revenue leakages resulting in revenue enhancement of more than ₹500 Mn (~USD 7 Mn)• Delivered ₹1,500 Mn (USD 18 Mn) of cost savings in 2 years rigorously leading the ‘War on Waste' agenda & led my region to win 4 consecutive best region gold awards across all telecom regions• Led Inventory optimization initiatives and curtained days inventory holding from 90 days (₹4 Bn) to 35 Days (₹1.5 Bn)

Gurgaon, Haryana, India

Worked as Head- Business Finance for the Wireline Business• Partnered with CEO and cross-functional teams to execute organizational strategy• Managed strategic projects ranging from rolling out of new Sales distribution policy, new product development, and implementation of price hikes• Rolled out models for pricing, new investments, and key strategic initiatives• Guide MIS team in developing the new reports required by the business• Led product pricing decisions worth INR 45 Bn for both B2C and B2B products performed post-launch analysis and suggested actions• Rolled out investment appraisal and product profitability models for wireline & enterprise segment to regions along with guidelines and delegation• Analytics on customer behavior, billing, sensitivity modeling, and trend analysis led to increasing in the revenue by more than INR 500 Mn

Gurgaon, India

Worked as Manager and lead Business Planning and Analysis function for Homes and Offices Business with an annual turnover of INR 45 Bn.Key Responsibilities and Achievements:• Engaged and led planning & execution of Annual Operating Plan (AOP) & Long-term Plans through working with business partners & ensured alignment with strategic goals & objectives• Pin-pointed potential areas of risk & opportunities and provided recommendations to management to drive business results and achieve financial goals.• Led rolling monthly flash and forecast for financial & non-financial parameters, explained variance and suggested corrective actions• Developed reporting framework for monitoring key KPIs that impact business

Gurgaon, India

• Forecasted and performed variance analysis of each revenue line item and identification and closure of revenue enhancement initiatives• Analyzed launch of wireline business in new geographies and launched products such as FTTH through Identification of potential areas & coordination for the roll-out of projects

New Delhi Area, India

Tata Teleservices was the leading Telcom organization with revenue of more than $1Bn• Led regional financial planning role for the Delhi-NCR region• Conceptualized monthly performance analysis for multiple products & segments

(Cfa) Chartered Financial Analyst, Finance And Financial Management Services

Activities and Societies: Finance, Portfolio ManagementCorporate Finance, Portfolio Management, Merger and Acquisition, financial.

Master Of Business Administration - Mba, Finance, General, 3/4

Activities and Societies: Finance, Business plan, financial managementFinance management, Corporate Finance, business strategy,management.

Financial Risk Manager - Frm, Finance, Pass

Activities and Societies: Cleared All levels of FRM( Financial Risk Manager)Market Risk, Credit Risk, Operational risk

Bachelor'S Degree, Computer Science

Activities and Societies: Software engineering, C++,DBMS,Data StructuresSoftware Engineering, Computer Programming