Anup Dash Email & Phone Number

Bengaluru, KA, IN

Bengaluru, Karnataka, India

Bengaluru, Karnataka, India

• Part of the ESG & Climate Risk initiation team which led to the establishment of a dedicated ESG & Climate Risk Cell in the Bank.
• Drafted Bank's first ESG Policy, a guiding frameworkon sustainability by encompassing different aspects of Climate risk and an ESG Statement, aligned to UNSDG goals.
• Formulated ESG & Climate risk specific scorecard and incorporated them in bank's rating model for assessing borrowers on ESG and Climate risk aspects.
• Spearheading a project for implementing Climate Risk Management Framework in the Bank and for preparing Sustainability Report of the bank in tune with international standards like GRI and SASB.
• Estimated Climate adjusted PD for Bank's Housing loan portfolio in different geographies based on its exposure to different physical risks.
• Implemented basic level sectoral heatmaps in bank's portfolio based on its exposure to physical and transition risks.

Bengaluru, Karnataka

• Model Development & IRMS Solutions
• Formulation of different Credit risk rating model prototypes based on the nature of business activities and keeping in view of the regulatory requirements.
• Testing and implementation of rating model prototypes in the risk rating modules of the Bank.
• Estimation of PD and LGD numbers on the bank's credit portfolio using suitable modelling techniques in SAS and MS Excel.
• IRMS project - Understanding of ALM and liquidity risk aspects for automation of SLS statements, LCR and NSFR computation.Credit Risk Rating Team
• Conducting risk rating of borrowers using bank's in-house models.

Bengaluru, Karnataka, India

- Underwriting of Credit memos for commercial entities and high net-worth individuals by determining their borrower ratings using Moody’s Risk Analyst (MRA) and key ratio analysis.- Preparation of CAS (Credit assessment sheets)/annual reviews/reports of HNI clients, entities like Commercial Real Estate Properties and Private Companies by analysing their.

Bengaluru Area, India

• My primary responsibilities include:
• Conducting fundamental credit research on various private and public sector companies in India
• Providing the clients comprising mostly Banks besides Companies and Financial Institutions, with specific, insightful and prompt credit research analysis
• Analysis of financial Statements, with focus on creditworthiness and operational risks of companies from various industries through key ratio analysis.
• Providing financial commentary based on the Revenue and Business model of the target company. In addition, provided deal valuations in unlisted space for companies which had raised funds from PE/VC investors

• Gained hands-on experience in back office operations of Treasury and Risk Management Functions
• Developed good understanding of the Bank’s investment pattern, Trading portfolios and operations in the global financial markets
• Got insight into the Money Market operations including repo borrowing and lending, CRR/SLR maintenance and deal settlements
• Through the project on ‘Asset/Liability Management and Contingency Funding Plan for Banks’, got a clear view on the Bank’s risk operations through Liquidity Risk Measurements, Gap Analysis, Stress Testing, Contingency.

Master Of Business Administration (Mba), Finance

Bachelor Of Engineering (B.E.), Civil Engineering