Vice President – Banking & Corporate Finance| Shyam Indofab (P) Limited | Chandigarh, India | March 2012 - Present Spearheaded financial operations of a startup from inception, collaborating closely with the Chairman for over 11 years. Led key projects, including a Rs. 75.00 Crores Greenfield Textile Manufacturing Unit and a Rs. 50.0 Crores Printing Fabric Expansion Project. Managed end-to-end processes: project financing, working capital management, subsidy eligibility, and statutory approvals. Key liaison between the company and external stakeholders, overseeing relationships with banks, auditors, government departments, and rating agencies. Proficient in financial statement analysis, forecasting, and balance sheet management. Part of team that successfully arranged FDI for projects, undertaking all related statutory compliances Accounting Function : I am not a certified accountant but have hands on experience to manage & oversee accounting work through team of accountants along with Legal Consultants for all tax related compliances. Signing off the Balance Sheet since FY 2015 in the capacity of Director.

Deputy Manager (Banking & Corporate Finance) | Trident Limited (Trident Group) | Ludhiana, India | May 2010 - February 2012 Orchestrated financial closures of substantial term loans for a greenfield textile project, melange yarn project, and paper unit debottlenecking. Specialized in project finance, debt syndication, term loans, and corporate loans. Prepared detailed project reports, filed loan proposals, and negotiated terms under multiple banking arrangements. Ensured timely disbursement of funds, coordinating with cross-functional teams for project progress.

Credit Policy Manager | Dunia Finance LLC (Fullerton Financial Holdings) - NBFC | Dubai (UAE) | December 2007 - April 2010 Played a pivotal role in the startup phase, crafting credit policies and training teams for a consumer finance NBFC. Conducted credit analysis, underwriting, and monitored daily credit operations. Developed and implemented comprehensive credit training programs and policy changes.