Building next generation Finance-as-a-Service platforms in Asia Pacific

I am responsible for wealth management-as-a-service propositions and product. We are building innovative solutions that allow our clients grow and be more profitable by delivering contextual, timely and relevant financial services

I am building additiv's next generation Wealth-as-a-Service (#WaaS) and #embeddedfinance solution for APAC that enables people to invest and save to achieve their goals and ambitions. Our proposition allows digital channels to embed innovative wealth solutions in their user journeys to improve profitability and allows asset managers and wealth managers go direct to consumer with minimal costs.

I partnered executives of asset and wealth managers and other financial services firms to understand their challenges and help drive their success using data and analytics, strategic realignment of priorities and digital transformation. Some of the notable engagements include:- Asset Management Industry Utility (Blockchain)- Operating model for a Crypto Exchange- Digital bank setup program management- Data platform and management information system design for asset managers- Digital Bank Strategy- Strategic cost transformation of Asset Managers- MAS & IMDA's Business Sans Borders initiative (Proxtera)

Kredenz is a consulting company specialising in providing strategic and operational advise for niche players. We understand that it is extremely difficult for smaller companies to get expert advice at reasonable cost. Kredenz aims to deploy its unique delivery model to change this and deliver best in class business advisory to SMEs and entrepreneurs, while being affordable at the same time. - Formulated and implemented the Disaster Recovery and Business Continuity Management plan for the broker-dealer business of a Fortune 500 bank- Advised a listed conglomerate in HK on EU financial services regulatory framework for financial services business expansion- Designed digital strategy for clients across industries- Structured and implemented strategies for turnaround management and international expansion for companies in shipping and e-waste recycling sectors- Designed and implemented a new operating and financing model in shipping

Program Manager for structuring and implementing the equity broking, bonds dealing/trading and new debt issuance business for SBICAP in Singapore- Developed the Southeast Asia growth strategy for the company and led a multi-disciplinary team to obtain license from Monetary Authority of Singapore - Reduced operating cost in equity broking by 30% by designing an innovative operating model- Led projects to design and implement processes and systems for regulatory compliance (AML,KYC, FCC, regulatory reporting), risk management (counterparty risk, liquidity risk, operational risk, regulatory risk), operations (trading and settlement), financial reporting and control, and IT - Led global Syndicate for new bond issuance - Traded Indian corporate bonds with global counterparts - Led the company to profitability within 3 years

- Led teams to successfully acquire fund raising mandates- Managed relationship with Department of Disinvestment, Government of India on disinvestment mandates- Handpicked to represent SBICAP in advisory panels of various government agencies on matters relating to capital markets- Led public issue and private placement mandates for clients across industries and provided oversight to the team in development of financial models and marketing documents - Worked in a team of 5 to restructure business acceptance process and advised the IT implementation team on process digitisation

- Developed financial models, advisory reports and syndicated debt (project finance) for major infrastructure projects of large conglomerates- Negotiated term sheets and financial documentation with global lenders

Founded an engineering services company specializing in design and analysis of mechanical products - Incubated the company at a Technology Business Incubator sponsored by Government of India and worked with multinational brands on new product development - Managed the finance and operations functions and managed project delivery

- Managed private equity and public offering transactions for clients across industries - Undertook due-diligence, creation of regulatory and marketing literature, marketing of securities, deal execution and supported business development

Formulated a strategy to improve cross selling non-LPG products using LPG distribution network

Developed and implemented the out patient registration system for a multi speciality hospital run by the company for its employees

Developed the in-house employee information system on ASP/Access platform giving employees online access to relevant information