● Advise FAU faculty and staff on retirement planning.● Comprehensive and fully inclusive financial planning services.● Focus on identifying and prioritizing clients' financial objectives.● Meet all requirements, ranging from retirement and estate planning strategies, asset management, life insurance, and long-term care, as well as a full complement of strategies for employers and business owners.● Develop tailored plans by offering the most appropriate products from hundreds of leading investment and insurance companies.

Communication technology services company that reduces the cost of calls from correctional facilitiesStrategy• Capitalized upon a need for a real-time communication cost reduction system and started/built the company • Researched and developed strategic real-time cost reduction algorithms, worked with technology team to implement real-time cost reduction system, and redesigned the operational flow to improve conversion ratesFinancial Reporting/FP&A• Set up initial GAAP compliant online accounting system with QuickBooks, opened bank accounts, established revolving line of credit/merchant accounts and created accounts payable/receivable system and processes• Produced investors reports, FCC compliance reports and filings, worked with CPA firm on tax planning and filings such as differences in asset depreciation because of carry forward losses• Established financial processes and controls, synchronized bank transactions, deposits and payments with online accounting system, performed reconciliations and developed annual company budget with monthly adjustments

Global communication provider with a proven multi-year track record of a revenue-generating International Long-Distance services and an established customer base. Grew company 100% YOY to reach over $8 million run rate.Strategy• Performed a strategic market gap and competitor strength analysis utilizing TeleGeography and other research to create formal business plan• Decided the service offering - single service line (international long-distance service), segmented market to pursue, determined marketing spend per segment and created multiple budgets• Built executive team by hiring, onboarding and training a team of 15 professionals including legal, marketing, finance, engineering, customer support, and administrative professionals and managed 7 direct reportsCapital Raising• Raised initial $500K equity investment from prominent hedge fund managers and $1M in equity investment• Raised $550K debt investment from family office, obtained multiple rounds of debt funding of $750K from American Express and established revolving line of credit from JPMorgan Chase • Created investor deck and financial model for capital raise, reaching out to family offices and VC firms • Performed all investor relations services including quarterly investor updates, etc.Financial Planning/Reporting • Setup initial GAAP compliant online accounting system with QuickBooks, opened merchant and bank accounts, negotiated credit card processing rates and set up A/P and A/R systems with proper controls • Managed GAAP books and records, worked with CPA firm on tax strategy/planning/filings • Developed company forecasts with monthly comparisons of actual to budget Control/Risk Management• Established financial processes and controls with internally developed software systems • Identified fraud patterns, developed fraud prevention and monitoring algorithm and implemented fraud monitoring and alert system; integrated fraud monitoring with support systems Desk/Salesforce and Zendesk

Enable medical practices to operate at their full potentials

Setup an online accounting system, moved the company from cash to accrual accounting, automated back office operations, shortened revenue cycle, installed controls, and stopped revenue leakage

• Established the company's cost controls• Established the company's letters of credit• Oversaw regulatory compliance• Analyzed contracts to ensure that company's financial goals are met• Developed financial models to predict changes in the company's financial health (with every change in the business model)• Tracked the company's overall financial health• Established vendor payment policy• Established employee expense policy• Approved all equipment purchasing and leasing agreements between the company and other parties.• Worked with the various executives to establish department budgets• Managed the company's stock option plan• Oversaw tax compliance

• Spun off StanaCard, LLC from the parent company. Set up financial and accounting framework. Developed financial models to track company’s operations• Drove company growth from $200K to $1.2MM monthly revenue• Managed all financial aspects of the business, including growth strategy development, business planning, performance measurement, business valuation, contact negotiations, financial controls, financial policies and reporting, tax compliance

• Analyzed collateral pools composed from corporate bonds, loans, and CMBS• Developed VBA excel script to automate transactions analysis process• Calculated waterfall summary, swaps payments, and tranches payments• Analyzed and calculate year-end accruals extending to various structured finance transactions• Prepared CDO/CLO term-sheets, research offering memorandums

• Automated compilation of monthly P&L reports, variance analysis reports, and inter-company consolidated statements for Global Network Services (GNS) with estimated annual budget of 180 MM• Developed VBA solutions to compile P&L reports for over 120 cost centers. The solution significantly reduced reports preparation time

• Fully assessed business, financial, and accounting processes of the company• Developed framework that enabled integration of all business, sales, and financial activities of the firm• Made the company’s critical financial data available to decision makers in real time• Worked directly with CEO, COO and Director of Sales on the implementation of Enterprise Recourse Planning system

• Gathered requirements from the client for constructing mathematical models (analytics) of the heart of the ASP system. Implemented Convolution engine. Converted system from VB to Java. (Erisk.com, New York, NY)• Assessed existing architecture of the bank’s Loan Approval Application (CARM) system and developed architectural improvement steps, which enable system to cut processing speed by half. Implemented critical modules in C++ and Java. (HSBC Bank, Buffalo, NY)• Developed project plan for cell phone configuration system. Designed and implemented system components for configuring cell phones via Web based interface. Developed the test plan for the system. Developed test cases. Architected the back end of the configuration system. Implemented critical parts of the system in Java. (Sprint PCS Kansas, KS)

• Designed and implemented rating engine for shipment pricing. (Transview.com, Minneapolis, MN)• Designed bridge for First Union Cyberbank users to connect to DigiTrade and perform online security trading. (First Union National Bank, Charlotte, NC)• Designed and implemented tracing algorithm for outage spotting for large electrical power supply network. (CES.com, Plymouth, MN)

• Designed, implemented and tested online reservation system that enables a user to purchase airline tickets over the Internet or by phone. Implemented system library in Java