Commercial Credit Analyst
Current• Conducted financial analysis of potential borrowers to assess their creditworthiness and ability to repay loans.• Evaluated the credit risk of potential borrowers and recommended appropriate credit limits and loan terms.• Assessed the creditworthiness of airlines and other aviation companies to determine the feasibility of financing their aircraft purchases.• Conducted industry and market research to identify trends and potential risks to the aviation… Show more • Conducted financial analysis of potential borrowers to assess their creditworthiness and ability to repay loans.• Evaluated the credit risk of potential borrowers and recommended appropriate credit limits and loan terms.• Assessed the creditworthiness of airlines and other aviation companies to determine the feasibility of financing their aircraft purchases.• Conducted industry and market research to identify trends and potential risks to the aviation industry.Analyzed financial statements, cash flow projections, and other financial data to determine the financial health of potential borrowers.• Prepared credit memoranda and other documentation to present to management and credit committees for approval.• Monitored the performance of loans and worked with borrowers to identify and address any issues or concerns.• Stayed up-to-date with industry news and developments, including changes in regulations and market conditions, and adjusted credit policies and procedures accordingly. Show less