Amy Pelham Email & Phone Number

United States

Waltham, MA

Greater Boston Area

• Senior underwriter with a signing authority of $1,000,000
• Perform a complete credit/risk underwriting analysis
• Review policies and procedures to ensure compliance with KYC, CIP and AML/BSA standards
• Assign a merchant risk rating and calculate the projected exposure
• Daily interaction with Sales, Legal, Regulatory & Payments Compliance
• Support internal and external auditor activity

Salem, NH

Manage a team of people responsible for underwriting new business, identifying collateral required based on exposure, risk monitoring and ensuring regulation compliance.Duties include: Know Your Customer (KYC) Anti-Money Laundering (AML) Ongoing periodic reviewsMC/Visa compliance

• Reviewed new business with approval authority up to $100,000 in exposure
• Analyzed prospect customer’s financial statements for credit worthiness and to determine reserve balance
• Monitored existing merchants for changes in financial condition in order to maintain proper exposure protection, implement reserves or release overpaid escrow

• Reviewed new business with approval authority up to $35,000 in exposure
• Responsible for monitoring 1500 merchant accounts for irregular or fraudulent activity
• Analyzed financial statements to ensure proper risk coverage and collateral terms were in effect
• Quarterly and/or yearly financial reviews of merchants
• Handled all Canadian new business approvals