Apollo Eric is a technologist, entrepreneur, speaker and mentor from Nairobi, Kenya. He is founder of Point50 Capital and BitLipa, both crypto exchange platforms that democratize capital access for Africa’s 65 million MSMEs (micro, small and medium enterprises). MSMEs in Africa's informal sector account for 80% of businesses and 90% of jobs in emerging markets.Apollo’s primary focus is social impact, and he believes that hope is the most powerful currency. He defines hope as Hanging On to Positive Expectation and sees firsthand every day how reliable access to working capital—through cryptocurrency—has brought hope to 66,000+ unbanked businesses, offering many families stability and a future.Having lost his father early, Apollo grew up watching close family members try unsuccessfully to obtain working capital without prior credit history. He studied biotechnology, IT and Forex trading, operated a bitcoin trading desk, and launched his first exchange Point50 Capital, before deciding to turn his childhood observations into an opportunity for social impact.Could cryptocurrency solve the funding crisis for unbanked entrepreneurs across Africa’s informal sector, powering their corner shops, laundries, bicycle delivery services and more?With that question, BitLipa was born. Apollo Eric’s groundbreaking app provides African MSMEs with easy access to working capital, without credit history, while simultaneously opening their economy to investors worldwide. Built on Polygon, BitLipa keeps costs and transaction fees low, which allows for a high volume of micro-transactions with capital primarily from the USA. Lending is done through a USDC pool, and business owners can seek and repay capital daily.Apollo is also working on innovative tools that enable BitLipa users to borrow more, build alternative credit scores based on repayment history, and prove creditworthiness without a bank account. He is also keen to tokenize real-world assets and bring data and insights from millions of street-corner transactions on-chain. To access working capital for your African MSME via BitLipa, invest in African MSMEs, support the work of the team, or reach Apollo for media inquiries, visit BitLipa.com or contact Apollo Eric directly at apollo@bitlipa.com.