As an Operations Manager, I have to discharge Operational activities of the Branch along with generating maximum revenue for the branch by utilizing the sales force. I have to always keep eyes on Sales of Retail products, SME Products & Corporate Products. Individually, I have been awarded 03 times for outstanding achievement in credit card sales campaign.I need to ensure proper cash management, loan appraisal, documentations and customers' satisfactions by superior services. I… Show more As an Operations Manager, I have to discharge Operational activities of the Branch along with generating maximum revenue for the branch by utilizing the sales force. I have to always keep eyes on Sales of Retail products, SME Products & Corporate Products. Individually, I have been awarded 03 times for outstanding achievement in credit card sales campaign.I need to ensure proper cash management, loan appraisal, documentations and customers' satisfactions by superior services. I have another major role in the Branch. I am playing the role of Branch Anti Money Laundering Compliance Officer (BAMLCO). Show less

As an Operations Manager, I have to ensure maximum sales revenue of the Branch and to discharge Operational activities of the Branch. I have to always keep eyes on cash management, loan appraisal, documentations. I have another major role in the Branch. I am playing the role of Branch Anti Money Laundering Compliance Officer (BAMLCO).

Selling Retail, SME & Corporate products and various deposit products of the Bank.Handling a total portfolio of Tk.3000.00 million as a Credit In-Charge of Bank Asia Limited, Mitford Branch with due consideration to maintaining quality of assets. Maintaining relationship with large corporate clients & SME customers. Negotiation with the clients as regard to the Limits, credit pricing, security coverage etc. Credit structuring in line with client’s requirement & bank’s credit… Show more Selling Retail, SME & Corporate products and various deposit products of the Bank.Handling a total portfolio of Tk.3000.00 million as a Credit In-Charge of Bank Asia Limited, Mitford Branch with due consideration to maintaining quality of assets. Maintaining relationship with large corporate clients & SME customers. Negotiation with the clients as regard to the Limits, credit pricing, security coverage etc. Credit structuring in line with client’s requirement & bank’s credit policy. Risk management of total Credit portfolio. Ensuring that credit quality is maintained and customer reviews are completed in timely manner.Regular inspection of existing customers’ business houses, godown to ensure maintenance of sufficient stocks as well as operation of the concerns. Follow up with customers to ensure the timely receipt of financial statements, loan payments and all documentary requirements of the Bank.Ensure compliance with internal policies and procedures and external regulatory requirements and that all internal and external audit recommendations are implemented. Risk appraisal of Corporate Credit proposal in terms of Credit Risk Grading (CRG) Score sheet, Financial Spread Sheet (FSS) and Handling of CIB report.Accomplishment of documentation formalities portpolio Creation charges over securities viz. lien, hypothecation, mortgages etc. including registration of charges with RJSC.Filing suit in regards to recovering classified liabilities within the framework of Negotiable Instruments Act and Aurtha Rin Adalat Act. Show less

Selling deposit and credit products of the bank to reach the target set by Head Office.Maintaining quality of assets. Maintaining relationship with large corporate clients & SME clients. Negotiation with the clients as regard to the Limits, credit pricing, security coverage etc. Credit structuring in line with client’s requirement & bank’s credit policy. Risk management of total Credit portfolio. Ensuring that credit quality is maintained and customer reviews are… Show more Selling deposit and credit products of the bank to reach the target set by Head Office.Maintaining quality of assets. Maintaining relationship with large corporate clients & SME clients. Negotiation with the clients as regard to the Limits, credit pricing, security coverage etc. Credit structuring in line with client’s requirement & bank’s credit policy. Risk management of total Credit portfolio. Ensuring that credit quality is maintained and customer reviews are completed in timely manner.Regular inspection of existing customers’ business houses, godown to ensure maintenance of sufficient stocks as well as operation of the concerns. Follow up with customers to ensure the timely receipt of financial statements, loan payments and all documentary requirements of the Bank.Ensure compliance with internal policies and procedures and external regulatory requirements and that all internal and external audit recommendations are implemented. Risk appraisal of Corporate Credit proposal in terms of Credit Risk Grading (CRG) Score sheet, Financial Spread Sheet (FSS) and Handling of CIB report.Accomplishment of documentation formalities portpolio. Show less

- Selling Retail, SME & Corporate products to the clients with due consideration to quality of assets.-Selling deposit products to the retail and corporate clients.-Maintain thorough knowledge of borrower’s business and industry through regular contact, factory/warehouse inspections etc. to proactively monitor the financial performance and account conduct of borrowers.-Timely and accurate submission of Credit Applications for new proposals and annual reviews, taking into account the… Show more - Selling Retail, SME & Corporate products to the clients with due consideration to quality of assets.-Selling deposit products to the retail and corporate clients.-Maintain thorough knowledge of borrower’s business and industry through regular contact, factory/warehouse inspections etc. to proactively monitor the financial performance and account conduct of borrowers.-Timely and accurate submission of Credit Applications for new proposals and annual reviews, taking into account the credit assessment requirements.-Preparing Office Notes for Management approval and Memos for Executive Committee of Board of Directors based on Customers' Business requirements and Delegation of Power of Management.-Seek assistance/advice at the earliest from CRM regarding the structuring of facilities, potential deterioration in accounts or for any credit related issues.-Provide good customer service while ensuring that the Bank’s interest is protected.-Grow the customer base through marketing and business development efforts, including cross selling to existing customer base.-Ensure that credit quality is maintained and customer reviews are completed in timely manner.-Follow up with customers to ensure the timely receipt of financial statements, loan payments and all documentary requirements of the Bank.-Ensure compliance with internal policies and procedures and external regulatory requirements and that all internal and external audit recommendations are implemented. Show less

- General Banking.- Selling deposit products and credit cards.- Providing Remittance to the clients received from Western Union, Money Gram.- Developing customer base of the Bank through communication with different concerns of different industries.-Analysis of customers' credit worthiness considering volume of business of the customers.